Limestone County property record for 17478 Windermere Dr, Athens, AL 35611
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,631 sqft · built 2007 |
| Lot Size | 0.292 acres (12,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Feb 2020) |
| Tax Bill | $1,553 (2025) |
| Deeds & Mortgages | Mar 2022 Construction Loan Oct 2012 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1101010000010024 |
| Primary APN | 1101010000010024 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,631 sqft Living Area |
| 1st Floor Area | 2,192 sqft |
| Upper Floors Area | 627 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,750 sqft (0.292 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 591 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 11100038 |
|---|---|
| Street Address | 17478 WINDERMERE DR |
| City | ATHENS |
| State | AL |
| Zip | 35611-0621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE SPRINGS AT WATERCRESS LOT 24 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 01 |
| Legal Subdivision | THE SPRINGS AT WATERCRESS |
| Legal Lot Number | 24 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20402 |
Source: Limestone County records, as of March 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17478 WINDERMERE DR, ATHENS, AL 35611-0621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Construction Mortgage SOUTHWEST FUNDING LP |
| Oct 1, 2012 | Deed of Trust, Mortgage HOME MORTGAGE OF AMERICA INC |
| Oct 16, 2012 | Deed of Trust, Mortgage HOME MORTGAGE OF AMERICA INC |
| Aug 31, 2007 | Deed of Trust, Mortgage USAA FSB |
| Mar 10, 2020 | Intrafamily Transfer, Transfer |
| Feb 25, 2020 | Warranty Deed, Transfer |
| Aug 2, 2012 | Warranty Deed, Transfer HOME MORTGAGE OF AMERICA INC |
| Aug 31, 2007 | Deed, Subdivision Related Transfer USAA FSB |
| Feb 27, 2007 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on Record |
| Deed Sale | Feb 25, 2020 · Amount on Record |
| Prior Sale | Aug 2, 2012 · Amount on Record |
| Deed Book / Page | 2020 / 12752 |
| Last Transfer Date | Feb 28, 2020 |
| Transfer Doc | 2020/16493 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 17478 WINDERMERE DR, ATHENS, AL 35611-0621 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2022/23154 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 2022/23154 |
| Name | SOUTHWEST FUNDING LP |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 17478 WINDERMERE DR, ATHENS, AL 35611-0621 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012/57552 |
|---|---|
| Date | Oct 1, 2012 |
| Book Page | 2012/57552 |
| Name | HOME MORTGAGE OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | 1800 INTERNATIONAL PARK DR STE 100 BIRMINGHAM AL 3 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 17478 WINDERMERE DR, ATHENS, AL 35611-0621 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012/61872 |
|---|---|
| Date | Oct 16, 2012 |
| Book Page | 2012/61872 |
| Name | HOME MORTGAGE OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | 1800 INTERNATIONAL PARK DR STE 100 BIRMINGHAM AL 3 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 17478 WINDERMERE DR, ATHENS, AL 35611-0621 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/63168 |
|---|---|
| Date | Aug 31, 2007 |
| Book Page | 2007/63168 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | 10750 MCDERMOTT FRWY SAN ANONIO TX 78288 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Mar 10, 2020 |
| Property Address | 17478 WINDERMERE DR, ATHENS, AL 35611-0621 |
| Document Number | 2020/16493 |
| Book / Page | 2020 / 16493 |
| Map Reference | MB G PG 306 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17478 WINDERMERE DR, ATHENS, AL 35611-0621 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Feb 25, 2020 |
| Property Address | 17478 WINDERMERE DR, ATHENS, AL 35611-0621 |
| Document Number | 2020/12752 |
| Book / Page | 2020 / 12752 |
| Map Reference | MB G PG 306 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 290 COUNTY ROAD 162, LEXINGTON, AL 35648-3338 |
| Name | Verified Name |
|---|---|
| Address | 14409 CROOKED STICK PL, ATHENS, AL 35613-8161 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Aug 2, 2012 |
| Property Address | 17478 WINDERMERE DR, ATHENS, AL 35611-0621 |
| Document Number | 2012/43510 |
| Book / Page | 2012 / 43510 |
| Instrument Date | Jul 31, 2012 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Not Readable on Document |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | ATHENSAL |
| Document Number | 2012/43513 |
|---|---|
| Date | Aug 2, 2012 |
| Book Page | 2012/43513 |
| Name | HOME MORTGAGE OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | 1800 INTERNATIONAL PARK DR STE 100 BIRMINGHAM AL 3 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Aug 31, 2007 |
| Property Address | 17478 WINDERMERE DR, ATHENS, AL 35611-0621 |
| Document Number | 2007/63145 |
| Book / Page | 2007 / 63145 |
| Instrument Date | Aug 30, 2007 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/63149 |
|---|---|
| Date | Aug 31, 2007 |
| Book Page | 2007/63149 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | 10750 MCDERMOTT FRWY SAN ANONIO TX 78288 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Feb 27, 2007 |
| Property Address | 17478 WINDERMERE DR, ATHENS, AL 35611-0621 |
| Document Number | 2007/13306 |
| Book / Page | 2007 / 13306 |
| Instrument Date | Feb 27, 2007 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Limestone County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,553.00 (+1.9%) Homeowner's exemption | $40,160 (+1.83%) | $401,500 (+1.83%) Land $41,600 Building $359,900 |
| 2024 | $1,524.00 (-1.1%) Homeowner's exemption | $39,440 (-1.05%) | $394,300 (-1.05%) Land $39,700 Building $354,600 |
| 2023 | $1,541.00 (+20.39%) Homeowner's exemption | $39,860 (+19.56%) | $398,500 (+19.6%) Land $39,700 Building $358,800 |
| 2022 | $1,280.00 Homeowner's exemption | $33,340 | $333,200 Land $39,700 Building $293,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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