17469 Hepler St, South Bend, IN 46635 Property Records

St. Joseph County property record for 17469 Hepler St, South Bend, IN 46635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1997
Lot Size	0.215 acres (9,360 sqft)
Owner	Individual Name on File
Last Sale	$161,700 (May 2026)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-32-255-005.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-32-255-005.000-003`
Alternative APN	`00220532136`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,360 sqft (0.215 acres)
Lot Dimensions	130 ft deep x 72 ft wide
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	17469 HEPLER ST
City	SOUTH BEND
State	IN
Zip	46635-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 FAIRVIEW
Legal Subdivision	FAIRVIEW
Legal Lot Number	5
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3038
Census Tract	11309

Owner

17469 Hepler St is owned and occupied by an individual who bought it in May 2026.

Source: St. Joseph County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	17469 HEPLER ST, SOUTH BEND, IN 46635-2024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Dec 21, 2023	Deed of Trust, Mortgage HUD
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage IHCDA
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage HALLMARK HOME MORTGAGE LLC
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage INDIANA HSG & COMMUNITY DEV
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage HALLMARK HOME MORTGAGE LLC
May 27, 2021	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC
Jun 4, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Prior Sale	May 27, 2021 · Amount on File
Deed Document Number	202611449
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 11, 2026
Property Address	17469 HEPLER ST, SOUTH BEND, IN 46635-2024
Document Number	0000011449
Instrument Date	Apr 30, 2026
Instrument	202611449
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17469 HEPLER ST, SOUTH BEND, IN 46635-2024

Mortgage

Document Number	0000011450,
Date	May 11, 2026
Instrument	202611450

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	17469 HEPLER ST, SOUTH BEND, IN 46635-2024
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002329943
Date	Dec 21, 2023
Instrument	2329943

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	17469 HEPLER ST, SOUTH BEND, IN 46635-2024
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transaction

Additional	Notice of Foreclosure Sale

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002119216
Date	Jun 9, 2021
Instrument	2119216

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	May 19, 2030

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	17469 HEPLER ST, SOUTH BEND, IN 46635-2024
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002133065
Date	Sep 21, 2021
Instrument	2133065

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	17469 HEPLER ST, SOUTH BEND, IN 46635-2024
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002203690
Date	Feb 7, 2022
Instrument	2203690

Lender

Name	INDIANA HSG & COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	May 19, 2030

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	17469 HEPLER ST, SOUTH BEND, IN 46635-2024
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002203660
Date	Feb 7, 2022
Instrument	2203660

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 27, 2021
Property Address	17469 HEPLER ST, SOUTH BEND, IN 46635-2024
Document Number	0002117607
Map Reference	PB 12 PG 177
Instrument Date	May 19, 2021
Instrument	2117607
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17469 HEPLER ST, SOUTH BEND, IN 46635-2024

Mortgage

Document Number	0002119215
Date	Jun 9, 2021
Instrument	2119215

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 4, 2019
Property Address	17469 HEPLER ST, SOUTH BEND, IN 46635-2024
Document Number	0001912598
Map Reference	PB 12 PG 177
Instrument Date	May 9, 2019
Instrument	1912598
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 KESCO DR, BRISTOL, IN 46507-8991
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 17469 Hepler St was $1,717, down 6% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00 (-6.02%)	$192,600 Land $45,500 Building $147,100	$192,600 Land $45,500 Building $147,100
2024	$1,827.00 (+32.78%)
2023	$1,376.00 (-11.34%)	$149,500 (-1.84%) Land $45,400 Building $104,100	$149,500 (-1.84%) Land $45,400 Building $104,100
2022	$1,552.00	$152,300 Land $45,400 Building $106,900	$152,300 Land $45,400 Building $106,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17469 Hepler St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 17469 Hepler St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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