1746 W Genesee St, Lapeer, MI 48446 Property Records

Lapeer County property record for 1746 W Genesee St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1940
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (Mar 2021)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L21-03-800-040-00`

Property Details

APN / Parcel Number

Primary APN	`L21-03-800-040-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	980 sqft Living Area
1st Floor Area	980 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	225 ft deep x 45 ft wide
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1746 W GENESEE ST
City	LAPEER
State	MI
Zip	48446-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FM
Legal Description	CITY OF LAPEER ASSESSORS PLAT # 1 LOT 38 (L=1 P=71 SEC 6, T7N-R10E)
Legal Range	10E
Legal Township	07N
Legal Section	06
Legal Subdivision	CITY OF LAPEER ASSRS 1
Legal Lot Number	38
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2007
Census Tract	337000

Owner

1746 W Genesee St is owned and occupied by two individuals who bought it in March 2021.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1746 W GENESEE ST, LAPEER, MI 48446-1703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Oct 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 13, 2020	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Oct 13, 2020 · Amount on File
Deed Book / Page	3182 / 459
Prior Transfer Date	Sep 16, 2020
Prior Transfer Doc	0031360799
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 15, 2021
Property Address	1746 W GENESEE ST, LAPEER, MI 48446-1703
Document Number	0031820459
Book / Page	3182 / 459
Map Reference	LB 1 PG 71
Instrument Date	Mar 3, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24300 JOY RD, 24300, REDFORD, MI 48239-1216

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 CRAWFORD ST APT 9B, 9B, OXFORD, MI 48371-4997

Mortgage

Document Number	0031820106
Date	Mar 12, 2021
Book Page	3182/106

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 9, 2020
Property Address	1746 W GENESEE ST, LAPEER, MI 48446-1703
Document Number	0031350842
Book / Page	003135 / 000842
Instrument Date	Oct 8, 2020
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24300 JOY RD REDFORD MI 482391216, REDFORD, MI 48239-1216
Investor	Possibly a Property Investor

October 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	LAPEER MI
Recording Date	Oct 13, 2020
Property Address	1746 W GENESEE ST, LAPEER, MI 48446-1703
Document Number	0031360799
Book / Page	003136 / 000799
Instrument Date	Sep 16, 2020
Transaction Type	Foreclosure
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,268.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 81 ST JOSEPH MI 490850081, ST JOSEPH, MI 49085-0081

Tax Assessment & Valuation

The 2025 property tax bill for 1746 W Genesee St was $1,695 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,100 (-3.35%)	$150,200 (-3.35%)
2025	$1,695.00 Homeowner's exemption	$77,700	$155,400
2023		$58,800	$117,600
2022	$1,476.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1746 W Genesee St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981–1982)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1746 W Genesee St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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