Schenectady County and Schenectady City property record for 1746 Ulster St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,552 sqft · built 1920 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,860 (Sep 2015) |
| Tax Bill | $5,608 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.45-2-21 |
| Primary APN | 421500 40.45-2-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 877 sqft |
| 2nd Floor Area | 675 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 250 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1746 ULSTER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Subdivision | LANDS OF JOHN MADER |
| Legal Block | 2 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 33400 |
1746 Ulster St is owned and occupied by an individual who bought it in September 2015.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1746 ULSTER ST, SCHENECTADY, NY 12308-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Nov 13, 2020 | Quit Claim Deed, Transfer SUNMARK CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2015 · Amount on File |
| Deed Sale | Sep 18, 2015 · Amount on File |
| Prior Sale | Sep 18, 2015 · Amount on File |
| Deed Book / Page | 1922 / 451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1746 ULSTER ST, SCHENECTADY, NY 12308-2120 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1746 ULSTER ST, SCHENECTADY, NY 12308-2120 |
| Document Number | 0000002778 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 5352/896 |
| Instrument | 202402778 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 30, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 13, 2020 |
| Property Address | 1746 ULSTER ST, SCHENECTADY, NY 12308-2120 |
| Document Number | 0000035245 |
| Book / Page | 002045 / 000523 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 35245 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1746 ULSTER ST SCHENECTADY NY 123082120, SCHENECTADY, NY 12308-2120 |
| Document Number | 35246 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 005039/000704 |
| Instrument | 35246 |
| Name | SUNMARK CU |
|---|---|
| Address | LATHAM, NY 12110 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2050 |
The 2026 property tax bill for 1746 Ulster St was $5,608, up 2.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,608.00 (+2.11%) | ||
| 2025 | $5,492.00 | $107,400 Land $16,100 Building $91,300 | $177,844 Land $26,660 Building $151,184 |
| 2023 | $107,400 (-) Land $16,100 Building $91,300 | $135,949 (+3.8%) Land $20,380 Building $115,569 | |
| 2022 | $107,400 Land $16,100 Building $91,300 | $130,976 Land $19,634 Building $111,342 | |
| 2021 | $5,233.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1746 Ulster St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1746 Ulster St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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