Charles County property record for 1746 Temi Dr, Waldorf, MD 20601
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 ba · 2,136 sqft · built 1975 |
| Lot Size | 0.268 acres (11,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Aug 2016) |
| Tax Bill | $772 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-032572 |
| Primary APN | 08-032572 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,136 sqft Gross Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,680 sqft (0.268 acres) |
| View / Lot | Waterfront |
| Pool Area | 512 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 816 sqft |
| Deck Area | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 032572 |
|---|---|
| Street Address | 1746 TEMI DR |
| City | WALDORF |
| State | MD |
| Zip | 20601-3382 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RM |
| Legal Description | L-1 B-X S-2 PINEFIELD SUB |
| Legal Subdivision | PINEFIELD SUB |
| Legal Block | X |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 850801 |
1746 Temi Dr is owned by an individual who bought it in August 2016.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1746 TEMI DR, WALDORF, MD 20601-3382 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 3, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 23, 2017 | Deed of Trust, Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2016 · Amount on File |
| Deed Sale | Aug 17, 2016 · Amount on File |
| Prior Sale | Aug 13, 2009 · Amount on File |
| Deed Book / Page | 9474 / 458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1746 TEMI DR, WALDORF, MD 20601-3382 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0116080466 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 11608/466 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1746 TEMI DR, WALDORF, MD 20601-3382 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0111520347 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 11152/347 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1746 TEMI DR, WALDORF, MD 20601-3382 |
| Document Number | 0099130290 |
| Book / Page | 009913 / 000290 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1796 TEMI DR WALDORF MD 20601, WALDORF, MD 20601 |
| Document Number | 0099130290 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 009913/000290 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 12, 2047 |
The 2025 property tax bill for 1746 Temi Dr was $772.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,300 Land $96,300 Building $298,000 | $394,300 Land $96,300 Building $298,000 | |
| 2025 | $772.00 | ||
| 2023 | $153.00 Disabled Person's exemption Veteran's exemption | $312,200 Land $84,100 Building $228,100 | $312,200 Land $84,100 Building $228,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1746 Temi Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 22 (1983–2019) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1746 Temi Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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