Stephens County property record for 1746 Prather Bridge Rd, Toccoa, GA 30577 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,011 sqft · built 1996 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,064 (2025) |
| Deeds & Mortgages | Jan 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | T31 015 |
| Primary APN | T31 015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 5,011 sqft Heated Area |
| Attic Area | 1,032 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| Terrain | Gentle Slope |
| Garage Area | 1,032 sqft |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 998 sqft |
| Deck Area | 642 sqft |
| Patio Area | 642 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 469600 |
|---|---|
| Street Address | 1746 PRATHER BRIDGE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRATHER BRIDGE RD |
| Legal Subdivision | HARRY C MCDONALD |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970102 |
Source: Stephens County records · APN T31 015
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1746 PRATHER BRIDGE RD, TOCCOA, GA 30577-2286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 1996 |
| Deed Sale | Jul 24, 1996 |
| Deed Document Number | 0000351199 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1746 PRATHER BRIDGE RD, TOCCOA, GA 30577-2286 |
| Document Number | 0012000204 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0012000204 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 001200/000204 |
| Name | NORTH GA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 26, 2025 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,064.00 (+9.01%) Homeowner's exemption Senior Citizen's exemption | $308,489 (+63.34%) Land $10,080 Building $298,409 | $771,223 (+63.34%) Land $25,200 Building $746,023 |
| 2023 | $5,563.00 (+4.98%) Homeowner's exemption | $188,868 (+6.09%) Land $10,080 Building $178,788 | $472,170 (+6.1%) Land $25,200 Building $446,970 |
| 2022 | $5,299.00 Homeowner's exemption | $178,018 Land $10,080 Building $167,938 | $445,044 Land $25,200 Building $419,844 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 54% of the US · above 77% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 709 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TruVista Communications | Cable | 500 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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