1746 Morse Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1746 Morse Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,512 sqft · built 1981
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Aug 2021)
Tax Bill	$4,945 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-046862`

Property Details

APN / Parcel Number

Primary APN	`04-046862`
Alternative APNs	`4046862` `046862`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,512 sqft Total Area
Basement Area	810 sqft
Finished Basement	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	109,336 sqft (2.51 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	046862
Street Address	1746 MORSE RD
City	FOREST HILL
State	MD
Zip	21050-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 77 2.51 AC 1746 MORSE ROAD STEEPLECHASE MAN P 29/96
Legal Subdivision	STEEPLE CHASE MANOR
Legal Lot Number	77
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	4
Census Block	4004
Census Tract	304202

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1746 MORSE RD, FOREST HILL, MD 21050-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 4, 2021	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Dec 14, 2004 · Amount on Record
Deed Book / Page	14938 / 190
Transfer Doc	0030390013
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1746 MORSE RD, FOREST HILL, MD 21050-2026
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	UNKNOWN, TOWNSGATE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0169190001
Date	Dec 5, 2025
Book Page	16919/1

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 4, 2021
Property Address	1746 MORSE RD, FOREST HILL, MD 21050-2026
Document Number	0149380190
Book / Page	14938 / 190
Map Reference	MB 29 FO 96
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1746 MORSE RD, FOREST HILL, MD 21050-2026

Mortgage

Document Number	0014938197
Date	Aug 4, 2021
Instrument	14938/197

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,945.00 (+15.35%)	$448,233 (+7.22%)	$478,400 (-) Land $120,500 Building $357,900
2025	$4,287.00 (+15.06%)	$418,067 (+15.45%)	$478,400 (+23.33%) Land $120,500 Building $357,900
2023		$362,133	$387,900 Land $120,500 Building $267,400
2022	$3,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

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