Imperial County property record for 1746 Lotus Ave, El Centro, CA 92243
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,242 sqft · built 1976 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $625,000 (Oct 2021) |
| Tax Bill | $9,094 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-451-004-000 |
| Primary APN | 052-451-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,242 sqft Living Area |
| 1st Floor Area | 2,242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 81,893 sqft |
| Lot Dimensions | 450 ft deep x 181 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 1746 LOTUS AVE |
|---|---|
| City | EL CENTRO |
| State | CA |
| Zip | 92243-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 4 BLK 1 LOTUS SUB TR 833 T16S R13E |
| Legal Subdivision | LOTUS SUB |
| Legal Tract | 833 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | EL CENTRO |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 11801 |
Source: Imperial County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1746 LOTUS AVE, EL CENTRO, CA 92243-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Oct 18, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on Record |
| Deed Sale | Oct 18, 2021 · Amount on Record |
| Prior Sale | Jun 24, 2015 · Amount on Record |
| Deed Document Number | 202126563 |
| Last Transfer Date | Mar 19, 2025 |
| Transfer Doc | 0000004771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 1746 LOTUS AVE, EL CENTRO, CA 92243-9505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1746 LOTUS AVE, EL CENTRO, CA 92243-9505 |
| Document Number | 0000001075 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 2024001075 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 1, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Oct 18, 2021 |
| Property Address | 1746 LOTUS AVE, EL CENTRO, CA 92243-9505 |
| Document Number | 0000026563 |
| Map Reference | MB 12 PG 54 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021026563 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1746 LOTUS AVE, EL CENTRO, CA 92243-9505 |
| Document Number | 0000026564 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021026564 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | El Centro City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | El Centro Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $809,343 (+26.96%) Land $108,242 Building $701,101 | |
| 2025 | $9,094.00 (+23.21%) | |
| 2023 | $7,381.00 (+6.86%) Homeowner's exemption | $637,500 Land $102,000 Building $535,500 |
| 2022 | $6,907.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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