1746 Flagstone Dr, Elko, NV 89801 Property Records

Elko County property record for 1746 Flagstone Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,893 sqft · built 2018
Lot Size	0.246 acres (10,716 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jan 2024)
Tax Bill	$4,792 (2026)
Deeds & Mortgages	May 2021 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`001-633-010`

Property Details

APN / Parcel Number

Primary APN	`001-633-010`
Alternative APN	`001-630-095`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	1,893 sqft Living Area
Gross Area	2,399 sqft
1st Floor Area	1,893 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,716 sqft (0.246 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1746 FLAGSTONE DR
City	ELKO
State	NV
Zip	89801-8818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	GREAT BASIN ESTATES SUBDIVISION PHASE 1A,FILE 715613,LOCATED IN,MDB&M,FORMERLY A PORTION OF 001-630-095
Legal Range	55E
Legal Township	34N
Legal Section	11
Legal Subdivision	GREAT BASIN ESTATES PH 1A
Legal Phase	1
Legal Block	1
Legal Lot Number	7
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1001
Census Tract	951300

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1746 FLAGSTONE DR, ELKO, NV 89801-8818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 30, 2024	Bargain and Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 11, 2018	Grant Deed, Transfer · Conventional with PMI EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	2024833171
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1746 FLAGSTONE DR, ELKO, NV 89801-8818
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000787164
Date	May 14, 2021
Instrument	787164

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Apr 1, 2041

January 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jan 30, 2024
Property Address	1746 FLAGSTONE DR, ELKO, NV 89801-8818
Document Number	0000833171
Map Reference	DOC 715613
Instrument Date	Jan 18, 2024
Instrument	833171
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 BELL FLOWER LN, BLYTHEWOOD, SC 29016-9277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1746 FLAGSTONE DR, ELKO, NV 89801-8818

Mortgage

Document Number	0000833172
Date	Jan 30, 2024
Instrument	833172

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Apr 11, 2018
Property Address	1746 FLAGSTONE DR, ELKO, NV 89801-8818
Document Number	0000739202
Instrument Date	Apr 3, 2018
Instrument	739202
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1746 FLAGSTONE DR ELKO NV 898018818, ELKO, NV 89801-8818

Mortgage

Document Number	739203
Date	Apr 11, 2018
Instrument	739203

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,792.00 (+2.94%)	$130,899 (-1.75%) Land $21,700 Building $109,199	$373,997 (-1.75%) Land $62,000 Building $311,997
2025	$4,655.00 (+12.44%)	$133,231 (+10.16%) Land $21,700 Building $111,531	$380,660 (+10.16%) Land $62,000 Building $318,660
2023	$4,140.00 (+8.01%)	$120,941 (+15.52%) Land $15,750 Building $105,191	$345,546 (+15.52%) Land $45,000 Building $300,546
2022	$3,833.00	$104,690 Land $15,750 Building $88,940	$299,114 Land $45,000 Building $254,114

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1990–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Nevada
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Zito Media.

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