1746 E Monte Cristo Ave, Phoenix, AZ 85022 Property Records

Maricopa County property record for 1746 E Monte Cristo Ave, Phoenix, AZ 85022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,383 sqft · built 1993
Lot Size	0.209 acres (9,107 sqft)
Owner	2 Company Names on Record
Last Sale	$424,500 (Feb 2017)
Tax Bill	$3,677 (2025)
Deeds & Mortgages	Sep 2023 Transfer Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`214-19-328`

Property Details

APN / Parcel Number

Primary APN	`214-19-328`
Alternative APN	`214193287`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,383 sqft Living Area
Gross Area	2,555 sqft
1st Floor Area	2,383 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,107 sqft (0.209 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1746 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85022-3386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	PARADISE HILLS LOT 1-88 TR A-C MCR 349-23
Legal Range	3E
Legal Township	3N
Legal Section	3
Legal Subdivision	PARADISE HILLS LOT 1-88 TR A-C
Legal Lot Number	39
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2006
Census Tract	103606

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1746 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3386
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Intrafamily Transfer, Transfer
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Feb 9, 2017	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2017 · Amount on Record
Deed Sale	Feb 9, 2017 · Amount on Record
Deed Document Number	201799976
Prior Transfer Date	Sep 5, 1997
Prior Transfer Doc	0000722618
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 12, 2023
Property Address	1746 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3386
Document Number	0000475367
Map Reference	MB 349 PG 23
Instrument Date	Sep 5, 2023
Instrument	20230475367
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1746 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3386

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1746 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3386
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1746 EMONTE CRISTO AVE, PHOENIX, AZ 85022

Mortgage

Document Number	0000075381
Date	Feb 15, 2023
Instrument	20230075381

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 8, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1746 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3386
Document Number	0000883386
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1746 E MONTE CRISTO AVE PHOENIX AZ 850223386, PHOENIX, AZ 85022-3386

Mortgage

Document Number	0000883386
Date	Nov 4, 2019
Instrument	883386

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 3, 2034

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 9, 2017
Property Address	1746 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3386
Document Number	0000099976
Map Reference	MAP349 PG23
Instrument Date	Jan 25, 2017
Instrument	2017-0099976
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AMERICAN TITLE SVC AGENCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1746 E MONTE CRISTO AVE, 1746, PHOENIX, AZ 85022-3386

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4101 W ACOMA DR, PHOENIX, AZ 85053-5309

Mortgage

Document Number	0000099977
Date	Feb 9, 2017
Instrument	2017-0099977

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,010 (+48.16%)	$620,100 (+6.97%) Land $124,000 Building $496,100
2025	$3,677.00 (+5.72%)	$41,852 (-33.49%)	$579,700 (-7.88%) Land $115,900 Building $463,800
2024		$62,930 (+16.09%)	$629,300 (+16.09%) Land $125,800 Building $503,500
2023	$3,478.00 (+1.19%)	$54,210 Land $10,840 Building $43,370	$542,100 Land $108,400 Building $433,700
2022	$3,437.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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