1746 14th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1746 14th St, Los Osos, CA 93402 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,189 sqft · built 1977
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Owner Names on File
Tax Bill	$9,299 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-551-005`

Property Details

APN / Parcel Number

Primary APN	`038-551-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area

Exterior

Year Built	Built 1977
Construction Type	Wood
Lot Area	6,250 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1746 14TH ST
City	LOS OSOS
State	CA
Zip	93402-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TN EL MORO BL 115 LTS 37 & 38
Legal Subdivision	EL MORO
Legal Block	115
Legal Lot Number	37,38 38
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2015
Census Tract	10703

Owner

Source: San Luis Obispo County records · APN 038-551-005

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	1746 14TH ST, LOS OSOS, CA 93402-1807
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2006
Deed Sale	Aug 15, 2006
Prior Sale	Jan 20, 2006
Deed Document Number	2006057550
Record Updated	Jun 07, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1746 14TH ST, LOS OSOS, CA 93402-1807
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1746 14TH ST, LOS OSOS, CA 93402-1807

Mortgage

Document Number	0000046849
Date	Dec 02, 2022
Instrument	2022046849

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1746 14TH ST, LOS OSOS, CA 93402-1807
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1746 14TH ST, LOS OSOS, CA 93402-1807

Mortgage

Document Number	0000049225
Date	Jul 14, 2021
Instrument	2021049225

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1746 14TH ST, LOS OSOS, CA 93402-1807
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1746 14TH ST, LOS OSOS, CA 93402-1807

Mortgage

Document Number	0000048862
Date	Jul 13, 2021
Instrument	2021048862

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,299.00 (+7.38%)	$569,396 (+4.04%) Land $334,938 Building $234,458
2023	$8,660.00 (+0.16%)	$547,287 Land $321,933 Building $225,354
2022	$8,646.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 764 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Radiate Holdings, Surfnet Communications, T-Mobile USA, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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