17455 Cold Springs Dr, Reno, NV 89508 Property Records

Washoe County property record for 17455 Cold Springs Dr, Reno, NV 89508

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,400 sqft · built 1978
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Dec 2017)
Tax Bill	$638 (2025)
Deeds & Mortgages	Jan 2020 Loan Modification Dec 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087-074-12`

Property Details

APN / Parcel Number

Primary APN	`087-074-12`
Alternative APN	`118737`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,738 sqft
1st Floor Area	840 sqft
Upper Floors Area	560 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,202 sqft (0.349 acres)
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	17455 COLD SPRINGS DR
City	RENO
State	NV
Zip	89508-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	COLD SPRINGS VALLEY HOMES 1 LT 3 BLK B
Legal Subdivision	COLD SPRINGS VALLEY HOMES 1
Legal Block	B
Legal Lot Number	3
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	1
Census Block	1017
Census Tract	2612

Owner

17455 Cold Springs Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Washoe County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17455 COLD SPRINGS DR, RENO, NV 89508-8828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Loan Modification, Mortgage · Conventional with PMI US BK
Dec 29, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 26, 2017	Grant Deed, Transfer FIRST CENTENNIAL TITLE COMPANY
May 30, 2017	Grant Deed, Transfer FIRST CENTENNIAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	May 30, 2017 · Amount on File
Deed Document Number	20174776362
Prior Transfer Date	Jan 31, 1995
Prior Transfer Doc	0001868196
Record Updated	Oct 29, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHOE NV
Property Address	17455 COLD SPRINGS DR, RENO, NV 89508-8828
Document Number	0004994838
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17455 COLD SPRINGS DR RENO NV 895088828, RENO, NV 89508-8828

Mortgage

Document Number	0004994838
Date	Jan 27, 2020
Instrument	4994838

Lender

Name	US BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	432 Months
Due	Jan 26, 2056

December 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Dec 29, 2017
Property Address	17455 COLD SPRINGS DR, RENO, NV 89508-8828
Document Number	0004776362
Map Reference	MAP1715 FILE512218
Instrument Date	Dec 28, 2017
Instrument	4776362
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	WESTERN TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$918.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17455 COLD SPRINGS DR, RENO, NV 89508-8828

Mortgage

Document Number	0004776363
Date	Dec 29, 2017
Instrument	4776363

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Jul 26, 2017
Property Address	17455 COLD SPRINGS DR, RENO, NV 89508-8828
Document Number	0004727373
Instrument Date	May 24, 2017
Instrument	4727373
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	FIRST CENTENNIAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$787.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6770 S MCCARRAN BLVD #202 RENO NV 895096131, 202, RENO, NV 89509-6131
Investor	Possibly a Property Investor

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	May 30, 2017
Property Address	17455 COLD SPRINGS DR, RENO, NV 89508-8828
Document Number	0004708465
Instrument Date	May 24, 2017
Instrument	4708465
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	FIRST CENTENNIAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$787.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6770 S MCCARRAN BLVD #202 RENO NV 895096131, 202, RENO, NV 89509-6131
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 17455 Cold Springs Dr was $638.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,525 (-1.88%) Land $30,065 Building $20,460
2025	$638.00	$51,492 Land $30,065 Building $21,427	$147,119 Land $85,900 Building $61,219
2023	$803.00	$50,167 Land $28,665 Building $21,502	$143,334 Land $81,900 Building $61,434
2021			$101,997 Land $48,600 Building $53,397

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17455 Cold Springs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17455 Cold Springs Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Nevada
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO COLD SPRINGS private · serves 9,910 people · EPA ID NV0000207
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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