17452 Bemis Ln, Elberta, AL 36530 Property Records

Baldwin County property record for 17452 Bemis Ln, Elberta, AL 36530

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$386,300 (Dec 2025)
Deeds & Mortgages	Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`49-09-32-0-000-004.012`

Property Details

APN / Parcel Number

Primary APN	`49-09-32-0-000-004.012`
Alternative APNs	`216770` `334034`

Exterior

Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	190 ft deep x 75 ft wide

Location & Zoning

Account Number	334034
Street Address	17452 BEMIS LN
City	ELBERTA
State	AL
Zip	36530-3044
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	75' X 190' COM AT NW COR OF NW1/4 OF SE1/4 OF SEC 32 RUN THE 664.4', TH S 227.9', TH E 30' TO POB CONT E 190', TH S 75', TH W
Jurisdiction	BALDWIN AL
Township / Civil Division	SUMMERDALE
Census Block Group	2
Census Block	2034
Census Tract	11000

Owner

17452 Bemis Ln, residential vacant land, is owned and occupied by two individuals who bought it in December 2025.

Source: Baldwin County records, as of April 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1735, ORANGE BEACH, AL 36561-1735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Deed Document Number	20252227585
Prior Transfer Date	Dec 17, 2025
Prior Transfer Doc	0002227585
Record Updated	Jun 8, 2026

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALDWIN AL
Property Address	17452 BEMIS LN, POINT CLEAR, AL 36564
Document Number	0001676675
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 1735 ORANGE BEACH AL 365611735, ORANGE BEACH, AL 36561-1735

Mortgage

Document Number	0001676675
Date	Jan 24, 2018
Instrument	1676675

Lender

Name	CITIZENS BK
Type	Bank
Address	ROBERTSDALE, AL 36567

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 23, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$700 Land $700	$6,900 Land $6,900
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$540 (+28.57%)	$5,300 (+29.27%) Land $5,300
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$420	$4,100 Land $4,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17452 Bemis Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17452 Bemis Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Brightspeed DSL	10 / 1