1745 Trigg Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 1745 Trigg Rd, Ferndale, WA 98248

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,610 sqft · built 1988
Lot Size	5.15 acres (224,334 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (May 2021)
Tax Bill	$5,609 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390217-514478-0000`

Property Details

APN / Parcel Number

Primary APN	`390217-514478-0000`
Alternative APNs	`580637` `92757` `82198`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,145 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2012
Architectural Style	Rustic
Exterior Material	Siding Sheathing
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	224,334 sqft (5.15 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	208 sqft
Deck Area	679 sqft
Patio Area	365 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	92757
Street Address	1745 TRIGG RD
City	FERNDALE
State	WA
Zip	98248-9383
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R5A
Legal Description	LOT B NICHOLSON SHORT PLAT AS REC BOOK 3 SHORT PLATS PG 150
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	NICHOLSON SHORT PLAT
Legal Block	2
Legal Lot Number	B
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2011
Census Tract	10505

Owner

1745 Trigg Rd, a residential property, is owned by two individuals who bought it in May 2021.

Source: Whatcom County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 664, FERNDALE, WA 98248-0664
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	May 24, 2021 · Amount on File
Deed Document Number	2021053828
Prior Transfer Date	Feb 26, 2004
Prior Transfer Doc	0000300305
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 24, 2021
Property Address	1745 TRIGG RD, FERNDALE, WA 98248-9383
Document Number	20210503828
Instrument Date	May 12, 2021
Instrument	2021-0503828
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,010.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 664, FERNDALE, WA 98248-0664

Mortgage

Document Number	20210503829
Date	May 24, 2021
Instrument	2021-0503829

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1745 Trigg Rd was $5,609.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,609.00	$707,342 Land $330,438 Building $376,904	$707,342 Land $330,438 Building $376,904
2022		$586,901 Land $228,789 Building $358,112	$586,901 Land $228,789 Building $358,112
2021	$4,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1745 Trigg Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2009–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1745 Trigg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250