1745 Spades Rd, Sagle, ID 83860 Property Records

Bonner County property record for 1745 Spades Rd, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,290 sqft · built 1964
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,700 (Jan 2018)
Tax Bill	$1,054 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RP56N02W098101A`

Property Details

APN / Parcel Number

Primary APN	`RP56N02W098101A`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,290 sqft Finished Area
1st Floor Area	2,190 sqft
Attic	Attic
Attic Area	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces
Lean-To	264 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1745 SPADES RD
City	SAGLE
State	ID
Zip	83860-9108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	9-56N-2W TAX 28 JTWRS
Legal Range	02W
Legal Township	56N
Legal Section	09
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1009
Census Tract	950902

Owner

Source: Bonner County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1745 SPADES RD, SAGLE, ID 83860-9108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Dec 17, 2020	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Jan 12, 2018	Warranty Deed, Transfer · Conventional Mortgage SANDPOINT TITLE INSURANCE
Jan 12, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	May 24, 2012
Deed Document Number	2018916758
Prior Transfer Date	Jan 29, 2010
Prior Transfer Doc	0000787040
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1745 SPADES RD, SAGLE, ID 83860-9108
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000998522
Date	Jan 3, 2022
Instrument	998522

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1745 SPADES RD, SAGLE, ID 83860-9108
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	993052
Date	Oct 6, 2021
Instrument	993052

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1745 SPADES RD, SAGLE, ID 83860-9108
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	972487
Date	Dec 17, 2020
Instrument	972487

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jan 12, 2018
Property Address	1745 SPADES RD, SAGLE, ID 83860-9108
Document Number	916758
Instrument Date	Jan 5, 2018
Instrument	916758
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	SANDPOINT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1745 SPADES RD, SAGLE, ID 83860-9108

Mortgage

Document Number	, 916759
Date	Jan 12, 2018
Instrument	916759

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jan 12, 2018
Property Address	1745 SPADES RD, SAGLE, ID 83860-9108
Document Number	916758
Instrument Date	Jan 5, 2018
Instrument	916758
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	SANDPOINT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1745 SPADES RD, SAGLE, ID 83860-9108

Mortgage

Document Number	916759
Date	Jan 12, 2018
Instrument	916759

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,054.00 (+7.33%) Homeowner's exemption	$313,348 (-6.26%) Land $178,628 Building $134,720	$313,348 (-6.26%) Land $178,628 Building $134,720
2025	$982.00 (+3.92%) Homeowner's exemption	$334,264 (+3.04%) Land $199,544 Building $134,720	$334,264 (+3.04%) Land $199,544 Building $134,720
2023	$945.00 Homeowner's exemption	$324,408 Land $141,913 Building $182,495	$324,408 Land $141,913 Building $182,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks, Kaniksu Internet, T-Mobile.

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