1745 S Allen Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1745 S Allen Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,612 sqft · built 1970
Lot Size	5.05 acres (219,978 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Jan 2020)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-024-1005-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-024-1005-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Lot Area	219,978 sqft (5.05 acres)
Garage Area	1,856 sqft
Parking Spaces	7 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1745 S ALLEN RD
City	SAINT CLAIR
State	MI
Zip	48079-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG AT W 1/4 COR, TH E 1306.55', TH N 0D 59M 50S E 168.65', TH W 1305.75', TH S 1D 16M 5S W 168.68' TO BEG SECTION 24 T5N R16E 5.05 A
Legal Range	16E
Legal Township	05N
Legal Section	24
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1008
Census Tract	640200

Owner

Source: St. Clair County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1745 S ALLEN RD, SAINT CLAIR, MI 48079-3304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jan 7, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Dec 20, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Deed Document Number	2020574
Deed Book / Page	5138 / 444
Prior Transfer Date	Aug 25, 2010
Prior Transfer Doc	004074/580
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1745 S ALLEN RD, SAINT CLAIR, MI 48079-3304
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 S ALLEN RD, SAINT CLAIR, MI 48079-3304

Mortgage

Document Number	0005573283
Date	Oct 25, 2022
Book Page	5573/283
Instrument	2022024288

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jan 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 7, 2020
Property Address	1745 S ALLEN RD, SAINT CLAIR, MI 48079-3304
Document Number	0051380444
Book / Page	005138 / 000444
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jan 22, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5920 WILMINGTON DR SHELBY TOWNSHIP MI 483163361, SHELBY TOWNSHIP, MI 48316-3361

Mortgage

Document Number	51360123
Date	Jan 7, 2020
Book Page	005136/000123

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1745 S ALLEN RD, SAINT CLAIR, MI 48079-3304
Document Number	0051360123
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 S ALLEN RD ST CLAIR MI 480793304, ST CLAIR, MI 48079-3304

Mortgage

Document Number	0051360123
Date	Jan 2, 2020
Book Page	005136/000123

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00 (-31.87%) Homeowner's exemption	$120,000 (+27.25%)
2024	$2,551.00 (+9.2%)		$240,000 (+27.25%)
2023		$94,300
2022	$2,336.00		$188,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Duke Broadband Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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