1745 Ruger Dr, Sumter, SC 29150 Property Records

Sumter County property record for 1745 Ruger Dr, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,532 sqft · built 2017
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$138,221 (Oct 2017)
Tax Bill$1,102 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Apr 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN187-13-05-014

Property Details

APN / Parcel Number

Primary APN187-13-05-014
Alternative APN
  • 20303

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,532 sqft Living Area
1st Floor Area1,532 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area6,970 sqft (0.16 acres)
Parking Spaces1 Parking Space
PorchCovered Porch
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number20303
Street Address1745 RUGER DR
CitySUMTER
StateSC
Zip29150-7931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 332 0.16AC
Legal SubdivisionHUNTERS XING SUB SEC 3
Legal Lot Number332
JurisdictionSUMTER SC
Township / Civil DivisionSHAW AFB-HORATIO
Census Block Group3
Census Block3048
Census Tract202

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1745 RUGER DR, SUMTER, SC 29150-7931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2017Deed, Subdivision Related Transfer · FHA Mortgage
TRUSTMARK NATIONAL BANK
Apr 28, 2017Warranty Deed, Transfer
Apr 28, 2017Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2017 · Amount on Record
Deed SaleOct 10, 2017 · Amount on Record
Prior SaleApr 28, 2017 · Amount on Record
Deed Document Number0012374242
Deed Book / Page1237 / 4242
Record UpdatedJun 8, 2026

October 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionSUMTER SC
Recording DateOct 10, 2017
Property Address1745 RUGER DR, SUMTER, SC 29150-7931
Document Number0012374242
Book / Page1237 / 4242
Map ReferenceMB 1232 PG 2411
Instrument DateOct 10, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$522.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1745 RUGER DR, SUMTER, SC 29150-7931

Mortgage

Document Number0012374247
DateOct 10, 2017
Book Page1237/4247
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39225
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER SC
Recording DateApr 28, 2017
Property Address1745 RUGER DR, SUMTER, SC 29150-7931
Document Number0012322411
Book / Page001232 / 002411
Instrument DateApr 27, 2017
Transaction TypeTransfer
Record UpdatedMay 3, 2017

Transaction

AmountAmount Recorded
Tax$85.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address441 WESTERN LN IRMO SC 290639230, IRMO, SC 29063-9230
InvestorPossibly a Property Investor

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUMTER SC
Recording DateApr 28, 2017
Property Address1745 RUGER DR, SUMTER, SC 29150-7931
Document Number0012322421
Book / Page001232 / 002421
Instrument DateApr 27, 2017
Transaction TypeMortgage
Record UpdatedMay 9, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number12322421
DateApr 28, 2017
Book Page001232/002421
Lender
NameWELLS FARGO BK
Address301 S COLLEGE ST MAC D1053-049, CHARLOTTE, NC 28202
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,102.00 (+5.25%)$5,600 (-) Land $800 Building $4,800$140,038 (-) Land $20,000 Building $120,038
2023$5,600 (-) Land $800 Building $4,800$140,038 (-) Land $20,000 Building $120,038
2022$1,047.00$5,600 Land $800 Building $4,800$140,038 Land $20,000 Building $120,038

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
FTC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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