1745 Ridgely Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1745 Ridgely Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 800 sqft · built 1983
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Oct 2026)
Tax Bill	$4,095 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-07193003`

Property Details

APN / Parcel Number

Primary APN	`01-904-07193003`
Alternative APNs	`1-904-07193003` `90407193003`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	800 sqft Living Area
1st Floor Area	400 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Frame
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Deck Area	66 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	90407193003
Street Address	1745 RIDGELY RD
City	EDGEWATER
State	MD
Zip	21037-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 5272 5273 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	5272
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2007
Census Tract	701103

Owner

1745 Ridgely Rd is owned and occupied by an individual who bought it in October 2026.

Source: Anne Arundel County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1745 RIDGELY RD, EDGEWATER, MD 21037-2406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed, Transfer · FHA Mortgage NEWREZ LLC
Oct 25, 2018	Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2026 · Amount on File
Deed Sale	Oct 7, 2026 · Amount on File
Prior Sale	Oct 25, 2018 · Amount on File
Deed Book / Page	42762 / 12
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 7, 2026
Property Address	1745 RIDGELY RD, EDGEWATER, MD 21037-2406
Document Number	4276000012
Book / Page	42762 / 12
Instrument Date	Sep 28, 2026
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CHARTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1745 RIDGELY RD, EDGEWATER, MD 21037-2406

Mortgage

Document Number	4276000019,
Date	Oct 7, 2026
Book Page	42762/19

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 25, 2018
Property Address	1745 RIDGELY RD, EDGEWATER, MD 21037-2406
Document Number	0326040416
Book / Page	32604 / 416
Map Reference	MB8 PG15
Instrument Date	Jun 26, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	METROPOLITAN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1745 RIDGELY RD, EDGEWATER, MD 21037-2406

Mortgage

Document Number	0032604423
Date	Oct 25, 2018
Instrument	32604/423

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1745 Ridgely Rd was $4,095, up 5.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,095.00 (+5.16%)	$311,900 (+5.8%) Land $220,000 Building $91,900	$311,900 (-) Land $220,000 Building $91,900
2025	$3,894.00 (+5.16%)	$294,800	$311,900 Land $220,000 Building $91,900
2024	$3,703.00 (+30.16%)
2023	$2,845.00	$260,600 Land $170,000 Building $90,600	$260,600 Land $170,000 Building $90,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1745 Ridgely Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	5 (2003–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1745 Ridgely Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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