Citrus County property record for 1745 N Warner Ter, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,754 sqft · built 1962 |
| Lot Size | 1.11 acres (48,726 sqft) |
| Owner | Company Name on File |
| Last Sale | $300,000 (Oct 2020) |
| Tax Bill | $4,181 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Line of Credit Aug 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-25-23200-006.0 |
| Primary APN | 19E-18S-25-23200-006.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,754 sqft Living Area |
| Gross Area | 2,954 sqft |
| 1st Floor Area | 2,754 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 48,726 sqft (1.11 acres) |
| Lot Dimensions | 675 ft deep x 67 ft wide |
| View / Lot | Lake Front |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Pool Area | 230 sqft |
|---|---|
| Porch | Screened Aluminum Porch |
| Porch Area | 263 sqft |
| Patio Area | 170 sqft |
| Utility Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1617146 |
|---|---|
| Street Address | 1745 N WARNER TER |
| City | HERNANDO |
| State | FL |
| Zip | 34442-4481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLR |
| Legal Description | COM AT 1/4 SEC COR ON S BDRY OF SEC 25 T18S R19E TH E AL S BDRY OF SD SEC 516.13 FT TH N 0 DEG 39M E 181.49 FT FOR POB TH N 0 DEG 39M E 53.83 FT TH N 78 DEG 4M 2S E 674 FT MOL TO LK TSALA APOPKA TH SELY AL AND WITH SD WTR 44.25 FT MOL TO PT THAT IS N |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Subdivision | UNREC TRACTS IN 25-18S-19E |
| Legal Phase | 2 |
| Legal Block | 23200 |
| Legal Lot Number | 60 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 450800 |
Source: Citrus County records · APN 19E-18S-25-23200-006.0
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 97222 PIRATES POINT RD, YULEE, FL 32097-1402 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Oct 23, 2020 | Warranty Deed, Transfer · Line of Credit FIRST PORT CITY BANK |
| Aug 22, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 22, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on Record |
| Deed Sale | Oct 23, 2020 · Amount on Record |
| Prior Sale | Aug 01, 2006 · Amount on Record |
| Deed Document Number | 202057639 |
| Deed Book / Page | 3102 / 1703 |
| Prior Transfer Date | May 22, 2019 |
| Prior Transfer Doc | 0029990909 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 23, 2020 |
| Property Address | 1745 N WARNER TER, HERNANDO, FL 34442-4481 |
| Document Number | 0031021703 |
| Book / Page | 3102 / 1703 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020057639 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | AMERICAN TTL SVCS OF CITRUS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1415 BEDDINGTON WAY, 1415, BOWLING GREEN, KY 42104-4398 |
| Name | Verified Name |
|---|---|
| Address | 97222 PIRATES POINT RD, YULEE, FL 32097-1402 |
| Document Number | 31021706 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 3102/1706 |
| Name | FIRST PORT CITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 23, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 22, 2019 |
| Property Address | 1745 N WARNER TER, HERNANDO, FL 34442-4481 |
| Document Number | 0029990909 |
| Book / Page | 002999 / 000909 |
| Instrument Date | May 22, 2019 |
| Instrument | 44011 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1415 BEDDINGTON WAY BOWLING GREEN KY 421044398, BOWLING GREEN, KY 42104-4398 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 22, 2019 |
| Property Address | 1745 N WARNER TER, HERNANDO, FL 34442-4481 |
| Document Number | 0029990912 |
| Book / Page | 002999 / 000912 |
| Instrument Date | May 22, 2019 |
| Instrument | 44012 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1415 BEDDINGTON WAY BOWLING GREEN KY 421044398, BOWLING GREEN, KY 42104-4398 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,181.00 (+5.9%) | $286,260 (-2.22%) Land $38,340 Building $247,920 | $286,260 (-2.22%) Land $38,340 Building $247,920 |
| 2024 | $3,948.00 (+5.93%) | $292,770 (+3.78%) Land $38,340 Building $254,430 | $292,770 (+3.78%) Land $38,340 Building $254,430 |
| 2023 | $3,727.00 (+16.36%) | $282,114 (+18.25%) Land $38,340 Building $243,774 | $282,114 (+18.25%) Land $38,340 Building $243,774 |
| 2022 | $3,203.00 | $238,568 Land $38,340 Building $200,228 | $238,568 Land $38,340 Building $200,228 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), as of January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174508002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 2 (1982–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 236 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL6090898, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CROFT BAY VILLAGE private · serves 48 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Also Mapped Here | INVERNESS WATER DEPT |
| Lead | 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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