1745 Governor St, Springfield, IL 62704 Property Records

Sangamon County property record for 1745 Governor St, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.284 acres (12,410 sqft)
Owner	Company Name on Record
Last Sale	$154,000 (Oct 2023)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`14-32.0-177-011`

Property Details

APN / Parcel Number

Primary APN	`14-32.0-177-011`
Alternative APN	`14320177011 (CHECK DIGIT = 0)`

Exterior

Lot Area	12,410 sqft (0.284 acres)

Location & Zoning

Account Number	14320177011
Street Address	1745 GOVERNOR ST
City	SPRINGFIELD
State	IL
Zip	62704-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN HILLS 1ST. PLAT L 10
Legal Subdivision	WESTERN HILLS FIRST PLAT
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2007
Census Tract	1100

Owner

Source: Sangamon County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4315 WHISPERING OAKS CIR, GRANITE BAY, CA 95746-9404
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIAVI FUNDING INC
Oct 4, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 4, 2023	Warranty Deed, Transfer · Commercial Mortgage ALLIANCE COMMUNITY BANK
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Apr 25, 2022 · Amount on Record
Deed Document Number	202318454
Prior Transfer Date	Oct 2, 2023
Prior Transfer Doc	2023R18456
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Recording Date	May 27, 2026
Property Address	1745 GOVERNOR ST, SPRINGFIELD, IL 62704-1550
Document Number	0000008997
Instrument Date	May 18, 2026
Instrument	20268997
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	257 HOLLY BRANCH RD, PIEDMONT, SC 29673-7359

Mortgage

Document Number	0000008997,
Date	May 27, 2026
Instrument	20268997

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 4, 2023
Property Address	1745 GOVERNOR ST, SPRINGFIELD, IL 62704-1550
Document Number	2023R18455
Instrument Date	Oct 2, 2023
Instrument	2023R18455
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4315 WHISPERING OAK CIR, GRANITE BAY, CA 95746-9404

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 4, 2023
Property Address	1745 GOVERNOR ST, SPRINGFIELD, IL 62704-1550
Document Number	2023R18454
Instrument Date	Sep 27, 2023
Instrument	2023R18454
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4315 WHISPERING OAK CIR, GRANITE BAY, CA 95746-9404

Mortgage

Document Number	2023R18456
Date	Oct 4, 2023
Instrument	2023R18456

Lender

Name	ALLIANCE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 2, 2043

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 25, 2022
Property Address	1745 GOVERNOR ST, SPRINGFIELD, IL 62704-1550
Document Number	2022R08825
Instrument Date	Apr 22, 2022
Instrument	2022R08825
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	NOT AVAILABLE, DELANO LAW OFFICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	252 DICKINSON RD, SPRINGFIELD, IL 62704-1221

Mortgage

Document Number	2022R08826
Date	Apr 25, 2022
Instrument	2022R08826

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.75%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1745 GOVERNOR ST, SPRINGFIELD, IL 62704-1550
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R08514
Date	Mar 30, 2021
Instrument	2021R08514

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,372.00 (+11.82%)	$54,002 (+23.74%) Land $13,588 Building $40,414	$162,006 (+23.74%) Land $40,764 Building $121,242
2022	$3,910.00	$43,640 Land $10,981 Building $32,659	$130,920 Land $32,943 Building $97,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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