1745 Gerald Dr, Lexington, KY 40511 Property Records

Lexington-Fayette Urban County property record for 1745 Gerald Dr, Lexington, KY 40511

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,152 sqft · built 1992
Lot Size	0.182 acres (7,941 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Nov 2024)
Tax Bill	$1,764 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Nov 2024 Sale & Line of Credit
APN	`10052000`

Property Details

APN / Parcel Number

Primary APN	`10052000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Lot Area	7,941 sqft (0.182 acres)
Lot Width	21.5 ft Width
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1745 GERALD DR
City	LEXINGTON
State	KY
Zip	40511-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	I-611 WINBURN SS1 LOT 6; BOOK: 1646 PAGE: 414
Legal Subdivision	WINBURN
Legal Lot Number	6
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE NORTHWEST
Census Block Group	2
Census Block	2003
Census Tract	3804

Owner

1745 Gerald Dr is owned by an individual who bought it in November 2024.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2341 CRAVAT PASS, LEXINGTON, KY 40511-8364
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO
Nov 14, 2024	Warranty Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on File
Deed Sale	Nov 14, 2024 · Amount on File
Deed Document Number	2024108
Deed Book / Page	4103 / 378
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1745 GERALD DR, LEXINGTON, KY 40511-1470
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2341 CRAVAT PASS, LEXINGTON, KY 40511-8364

Mortgage

Document Number	MB10988/105
Date	Apr 30, 2025
Book Page	MB 10988/105
Instrument	202504300179

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST CO
Type	Bank
Address	LONDON, KY 40743

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE KY
Recording Date	Nov 14, 2024
Property Address	1745 GERALD DR, LEXINGTON, KY 40511-1470
Document Number	DB4103/378
Book / Page	DB 4103 / 378
Map Reference	CAB I SL 611
Instrument Date	Nov 5, 2024
Instrument	202411140108
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1745 GERALD DR, LEXINGTON, KY 40511-1470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2341 CRAVAT PASS, LEXINGTON, KY 40511-8364

Mortgage

Document Number	202411140109
Date	Nov 14, 2024
Instrument	202411140109

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1745 Gerald Dr was $1,764, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,764.00 (+1.91%)	$140,000 (-)	$140,000 (-)
2025	$1,731.00	$140,000	$140,000
2023	$1,133.00	$91,700	$91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1745 Gerald Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1745 Gerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Windstream.

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