1745 E 2903rd Ln, Clayton, IL 62324 Property Records

Adams County property record for 1745 E 2903rd Ln, Clayton, IL 62324

Property Summary

Property Type	Single Family Home
Lot Size	2.66 acres (116,044 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Apr 2026)
Tax Bill	$5,692 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100003300100`

Property Details

APN / Parcel Number

Primary APN	`100003300100`

Exterior

Lot Area	116,044 sqft (2.66 acres)

Location & Zoning

Street Address	1745 E 2903RD LN
City	CLAYTON
State	IL
Zip	62324-2624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE SEC 03 1S5W BEG 153.04FT S NE COR S 295.16 W 393.16 N 295.16 E 393.16 PT NE SE SEC 3
Legal Range	05W
Legal Township	01S
Legal Section	03
Jurisdiction	ADAMS IL
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1017
Census Tract	10301

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1745 E 2903RD LN, CLAYTON, IL 62324-2624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY CREDIT UNION
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY CREDIT UNION
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL STATE BANK
Jun 7, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	20262125
Transfer Doc	2017R04570
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Apr 14, 2026
Property Address	1745 E 2903RD LN, CLAYTON, IL 62324-2624
Document Number	0000002125
Instrument Date	Apr 14, 2026
Instrument	2026.2125
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1745 E 2903RD LN, CLAYTON, IL 62324-2624

Mortgage

Document Number	0000002126,
Date	Apr 14, 2026
Instrument	2026..2126

Lender

Name	UNITED COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 13, 2031

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Apr 14, 2026
Property Address	1745 E 2903RD LN, CLAYTON, IL 62324-2624
Document Number	2026R02125
Instrument Date	Apr 14, 2026
Instrument	20262125
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1745 E 2903RD LN, CLAYTON, IL 62324-2624

Mortgage

Document Number	0000002126,
Date	Apr 14, 2026
Instrument	20262126

Lender

Name	UNITED COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 13, 2031

Interest

Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Sep 7, 2021
Property Address	1745 E 2903RD LN, CLAYTON, IL 62324-2624
Document Number	2021R08477
Instrument Date	Sep 3, 2021
Instrument	2021R-08477
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1745 E 2903RD LN, CLAYTON, IL 62324-2624

Mortgage

Document Number	2021R08478
Date	Sep 7, 2021
Instrument	2021R-08478

Lender

Name	CENTRAL STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS IL
Recording Date	Jun 7, 2017
Property Address	1745 E 2903RD LN, CLAYTON, IL 62324-2624
Document Number	2017R04570
Instrument Date	May 26, 2017
Instrument	2017R-04570
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 E 2903RD LN, CLAYTON, IL 62324-2624

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Concord Township
Unified School District	Central CUSD 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,400 (+8%) Land $7,290 Building $94,110	$304,200 (+8%) Land $21,870 Building $282,330
2024	$5,692.00 (+7.48%)	$93,890 (+12.97%) Land $6,750 Building $87,140	$281,670 (+12.97%) Land $20,250 Building $261,420
2023	$5,296.00 (+31.25%)
2022		$83,110 Land $5,980 Building $77,130	$249,330 Land $17,940 Building $231,390
2021	$4,035.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Verizon.

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