1745 Cove Cir, Bartow, FL 33830 Property Records

Polk County property record for 1745 Cove Cir, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1974
Lot Size	0.385 acres (16,779 sqft)
Owner	Individual Name on File
Last Sale	$140,900 (Nov 2019)
Tax Bill	$2,547 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-36-292200-009090`

Property Details

APN / Parcel Number

Primary APN	`24-29-36-292200-009090`
Alternative APNs	`362924292200009090` `62924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	16,779 sqft (0.385 acres)
Lot Dimensions	112 ft deep x 97 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Pool Area	510 sqft
Porch	Unfinished Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1745 COVE CIR
City	BARTOW
State	FL
Zip	33830-9390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HIGHLAND LAKES ESTATES PB 61 PG 7 BLOCK 9 LOT 9
Legal Range	24E
Legal Township	29S
Legal Section	36
Legal Subdivision	HIGHLAND LAKE ESTATES-FLA. VILLAGE
Legal Tract	292200
Legal Block	9
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1041
Census Tract	14803

Owner

1745 Cove Cir is owned and occupied by an individual who bought it in November 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1745 COVE CIR, BARTOW, FL 33830-9390
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
May 22, 2019	Grant Deed, Transfer RAS TITLE LLC
Apr 16, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Prior Sale	Apr 16, 2019 · Amount on File
Deed Document Number	2019234935
Deed Book / Page	11031 / 114
Prior Transfer Date	Apr 15, 2019
Prior Transfer Doc	0108110797
Record Updated	Oct 29, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Nov 5, 2019
Property Address	1745 COVE CIR, BARTOW, FL 33830-9390
Document Number	0110310114
Book / Page	011031 / 000114
Instrument Date	Oct 22, 2019
Instrument	234935
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$986.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	633 CORTEZ ST LAKELAND FL 338132051, LAKELAND, FL 33813-2051

Mortgage

Document Number	110310125
Date	Nov 5, 2019
Book Page	011031/000125
Instrument	234936

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	May 22, 2019
Property Address	1745 COVE CIR, BARTOW, FL 33830-9390
Document Number	0108482142
Book / Page	010848 / 002142
Instrument Date	Apr 24, 2019
Instrument	104696
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	RAS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Apr 16, 2019
Property Address	1745 COVE CIR, BARTOW, FL 33830-9390
Document Number	0108110797
Book / Page	010811 / 000797
Instrument Date	Apr 2, 2019
Instrument	76865
Transaction Type	Foreclosure
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$805.70
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	907 PLEASANT VALLEY AVE MOUNT LAUREL NJ 080541210, MOUNT LAUREL, NJ 08054-1210
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1745 Cove Cir was $2,547 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,048 (+2.7%)	$275,559 (+9.7%) Land $42,000 Building $233,559
2025	$2,547.00 Homeowner's exemption	$183,104	$251,197 Land $42,000 Building $209,197
2023	$2,727.00 (+15.11%) Homeowner's exemption	$172,761 (+3%)	$252,009 (+11.59%) Land $40,000 Building $212,009
2022	$2,369.00 Homeowner's exemption	$167,729	$225,837 Land $33,000 Building $192,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1745 Cove Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1745 Cove Cir is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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