1745 Canoe Dr, Lutz, FL 33559 Property Records

Pasco County property record for 1745 Canoe Dr, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,508 sqft · built 2004
Lot Size	0.188 acres (8,232 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Dec 2013)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-26-19-0120-00000-0210`

Property Details

APN / Parcel Number

Primary APN	`32-26-19-0120-00000-0210`
Alternative APN	`0838914`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	2,209 sqft
1st Floor Area	1,508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,232 sqft (0.188 acres)
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	301 sqft
Deck Area	121 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0838914
Street Address	1745 CANOE DR
City	LUTZ
State	FL
Zip	33559-8662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00R4
Legal Description	INDIAN LAKES PB 41 PG 093 LOT 21 OR 8969 PG 270
Legal Range	19E
Legal Township	26S
Legal Section	32
Legal Subdivision	INDIAN LAKES
Legal Tract	120
Legal Lot Number	21
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1002
Census Tract	32014

Owner

1745 Canoe Dr is owned and occupied by an individual who bought it in December 2013.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	1745 CANOE DR, LUTZ, FL 33559-8662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2013 · Amount on File
Deed Sale	Dec 11, 2013 · Amount on File
Prior Sale	Mar 26, 2013 · Amount on File
Deed Document Number	2013208300
Deed Book / Page	8969 / 0270
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1745 CANOE DR, LUTZ, FL 33559-8662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 CANOE DR, LUTZ, FL 33559-8662

Mortgage

Document Number	0102122774
Date	Nov 9, 2020
Book Page	10212/2774
Instrument	2020189542

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1745 Canoe Dr was $2,236 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,236.00 Homeowner's exemption	$161,680 Land $62,772 Building $98,908	$330,638 Land $62,772 Building $267,866
2023	$2,086.00 (+11.85%) Additional exemption filed	$152,560 (+3%) Land $52,412 Building $100,148	$341,350 (+22.73%) Land $52,412 Building $288,938
2022	$1,865.00 Homeowner's exemption	$148,120 Land $43,802 Building $104,318	$278,128 Land $43,802 Building $234,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1745 Canoe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1745 Canoe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Also Mapped Here	PCUD-PASCO COUNTY REGIONAL PWS
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20