Frederick County property record for 1745 Algonquin Rd, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,413 sqft · built 1997 |
| Lot Size | 0.165 acres (7,203 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $667,553 (Jun 2024) |
| Tax Bill | $9,840 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-204878 |
| Primary APN | 02-204878 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,413 sqft Living Area |
| Gross Area | 3,853 sqft |
| 1st Floor Area | 1,574 sqft |
| Basement Area | 677 sqft |
| Finished Basement | 677 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,203 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 204878 |
|---|---|
| Street Address | 1745 ALGONQUIN RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LOT 32 PL 14 PH 2 7,203 SQ. FT. BLK O DEARBOUGHT |
| Legal Subdivision | DEARBOUGHT |
| Legal Phase | 2 |
| Legal Block | O |
| Legal Lot Number | 32 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 750805 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1745 Algonquin Rd is owned and occupied by two individuals who bought it in June 2024.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1745 ALGONQUIN RD, FREDERICK, MD 21701-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FEDERATED MORTGAGE CORP |
| Apr 18, 2018 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Mar 31, 2021 | Deed, Transfer · VA Mortgage PRIMELENDING |
| Mar 14, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on File |
| Deed Sale | Jun 25, 2024 · Amount on File |
| Prior Sale | Mar 31, 2021 · Amount on File |
| Deed Book / Page | 16918 / 268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1745 ALGONQUIN RD, FREDERICK, MD 21701-9344 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1745 ALGONQUIN RD, FREDERICK, MD 21701-9344 |
| Document Number | 0176710142 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | 17671/142 |
| Name | FEDERATED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1745 ALGONQUIN RD, FREDERICK, MD 21701-9344 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0123700203 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 12370/0203 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 31, 2021 |
| Property Address | 1745 ALGONQUIN RD, FREDERICK, MD 21701-9344 |
| Document Number | 0147230096 |
| Book / Page | 14723 / 96 |
| Map Reference | MB 58 PL 73 |
| Instrument Date | Mar 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC SETMNT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,322.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1745 ALGONQUIN RD, FREDERICK, MD 21701-9344 |
| Document Number | 14723103 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 14723/103 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 14, 2018 |
| Property Address | 1745 ALGONQUIN RD, FREDERICK, MD 21701-9344 |
| Document Number | 0123180364 |
| Book / Page | 12318 / 0364 |
| Map Reference | MB58 PL73 |
| Instrument Date | Feb 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | HOUSEHOLD TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,830.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1745 ALGONQUIN RD, FREDERICK, MD 21701-9344 |
| Document Number | 0012318371 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 12318/371 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 1745 Algonquin Rd was $9,840 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,767 | $607,700 Land $148,500 Building $459,200 | |
| 2025 | $9,840.00 | ||
| 2023 | $7,592.00 | $451,867 | $562,800 Land $125,500 Building $437,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1745 Algonquin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1745 Algonquin Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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