1745 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1745 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,150 sqft · built 1940
Lot Size	0.137 acres (5,960 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Sep 2026)
Tax Bill	$3,608 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-22-41-0074`

Property Details

APN / Parcel Number

Primary APN	`27-29-22-41-0074`
Alternative APNs	`8257821` `405120`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	5,960 sqft (0.137 acres)
Lot Dimensions	149 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	405120
Street Address	1745 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIRMINGHAMS PARK LOT 23 BLK 4
Legal Range	22
Legal Township	29
Legal Section	27
Legal Subdivision	BIRMINGHAMS PARK
Legal Block	4
Legal Lot Number	23
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	5
Census Block	5005
Census Tract	31801

Owner

1745 7th St E is owned and occupied by two individuals who bought it in September 2026.

Source: Ramsey County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1745 7TH ST E, SAINT PAUL, MN 55106-4205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION
Jan 26, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Jan 26, 2017 · Amount on File
Deed Document Number	20265122599
Prior Transfer Date	Jul 14, 2016
Prior Transfer Doc	0A04614634
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 28, 2026
Property Address	1745 7TH ST E, SAINT PAUL, MN 55106-4205
Document Number	0005122599
Instrument Date	Sep 22, 2026
Instrument	20265122599
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	TITLE SERVICES, UNITY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,699.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1745 7TH ST E, SAINT PAUL, MN 55106-4205

Mortgage

Document Number	0005122599,
Date	Sep 28, 2026
Instrument	20265122599

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 26, 2017
Property Address	1745 7TH ST E, SAINT PAUL, MN 55106-4205
Document Number	0004644436
Instrument Date	Jan 19, 2017
Instrument	4644436
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	PARTNERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 7TH ST E ST PAUL MN 551064205, ST PAUL, MN 55106-4205

Mortgage

Document Number	4644437
Date	Jan 26, 2017
Instrument	4644437

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2047

Mortgage

Document Number	4644438,
Date	Jan 26, 2017
Instrument	4644438

Lender

Name	NEIGHBORWORKS HOME PARTNERS
Address	SAINT PAUL, MN 55107

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jan 25, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 1745 7th St E was $3,608, up 11% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,300 (+3.3%) Land $30,000 Building $211,300	$241,300 (+3.3%) Land $30,000 Building $211,300
2025	$3,608.00 (+11.02%) Homeowner's exemption	$233,600 Land $25,000 Building $208,600	$233,600 Land $25,000 Building $208,600
2024	$3,250.00 (-5.96%)
2023	$3,456.00 Homeowner's exemption	$220,300 Land $20,000 Building $200,300	$220,300 Land $20,000 Building $200,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1745 7th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1745 7th St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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