Indian River County property record for 1745 46th Ave, Vero Beach, FL 32966 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 1958 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,800 (Oct 2012) |
| Tax Bill | $853 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-04-00014-0150-00002.0 |
| Primary APN | 33-39-04-00014-0150-00002.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| View / Lot | Interior |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Patio Area | 160 sqft |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1745 46TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32966-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TROPICOLONY INC NO 4 BLK 15 LOT 2 PBI 5-32 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 04 |
| Legal Subdivision | TROPICOLONY INC NO 4 |
| Legal Block | 15 |
| Legal Lot Number | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50702 |
Source: Indian River County records · APN 33-39-04-00014-0150-00002.0
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1745 46TH AVE, VERO BEACH, FL 32966-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 12, 2018 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2012 · Amount on Record |
| Deed Sale | Oct 11, 2012 · Amount on Record |
| Prior Sale | Mar 26, 1996 · Amount on Record |
| Deed Document Number | 20122244150 |
| Deed Book / Page | 2613 / 1295 |
| Last Transfer Date | Apr 05, 2023 |
| Transfer Doc | 0036111217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1745 46TH AVE, VERO BEACH, FL 32966-2345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1745 46TH AVE, VERO BEACH, FL 32966-2345 |
| Document Number | 0033420268 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 3342/268 |
| Instrument | 3120200057461 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Aug 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1745 46TH AVE, VERO BEACH, FL 32966-2345 |
| Document Number | 0031410154 |
| Instrument Date | Jul 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1745 46TH AVE VERO BEACH FL 329662345, VERO BEACH, FL 32966-2345 |
| Document Number | 0031410154 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 003141/000154 |
| Instrument | 50227 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $853.00 (+43.36%) Homeowner's exemption | $66,447 (+5.99%) | $187,363 (+13.81%) Land $57,375 Building $129,988 |
| 2023 | $595.00 (+1.88%) | $62,694 (+3%) | $164,623 (+16.64%) Land $39,844 Building $124,779 |
| 2022 | $584.00 | $60,868 | $141,136 Land $38,250 Building $102,886 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610507021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 124 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 124 in force |
| Nearby Flood Claims | 33 (1978–2024) |
| Claims Outside the SFHA | 16 of 33 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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