St. Louis County property record for 17445 Hilltop Ridge Dr, Eureka, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,544 sqft · built 1996 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $333,000 (Jun 2021) |
| Tax Bill | $5,292 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28V-13-0384 |
| Primary APN | 28V-13-0384 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| Gross Area | 2,984 sqft |
| 1st Floor Area | 1,242 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 32 ft deep x 113 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 339 sqft |
| Patio Area | 672 sqft |
| Balcony Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 17445 HILLTOP RIDGE DR |
|---|---|
| City | EUREKA |
| State | MO |
| Zip | 63025-1037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 98R3CUP |
| Legal Description | FORESTS OF HILLTOP VILLAGE PLAT ONE (THE) LOT 144 |
| Legal Subdivision | FORESTS OF HILLTOP VILLAGE PLAT ONE |
| Legal Lot Number | 144 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 221502 |
17445 Hilltop Ridge Dr is owned and occupied by two individuals who bought it in June 2021.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17445 HILLTOP RIDGE DR, EUREKA, MO 63025-1037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC |
| Dec 5, 2018 | Warranty Deed, Transfer GOLDEN OAK LNDG |
| Apr 26, 2018 | Warranty Deed, Construction Loan · Line of Credit FIRST ST BK/ST CHARLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2021 · Amount on File |
| Deed Sale | Jun 8, 2021 · Amount on File |
| Prior Sale | Dec 5, 2018 · Amount on File |
| Deed Document Number | 2021496 |
| Deed Book / Page | 24914 / 94 |
| Prior Transfer Date | Jun 1, 2021 |
| Prior Transfer Doc | 0249140094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 8, 2021 |
| Property Address | 17445 HILLTOP RIDGE DR, EUREKA, MO 63025-1037 |
| Document Number | 0249140094 |
| Book / Page | 24914 / 94 |
| Map Reference | MB 330 PG 93&94 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021060800496 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | TITLE RESOURCE, TITLE RESOURCES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17445 HILLTOP RIDGE DR, EUREKA, MO 63025-1037 |
| Document Number | 2021060800497 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021060800497 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 5, 2018 |
| Property Address | 17445 HILLTOP RIDGE DR, EUREKA, MO 63025-1037 |
| Document Number | 0233061396 |
| Book / Page | 023306 / 001396 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 264 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17445 HILLTOP RIDGE DR EUREKA MO 630251037, EUREKA, MO 63025-1037 |
| Document Number | 233061399 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 023306/001399 |
| Instrument | 265 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 4, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 26, 2018 |
| Property Address | 17445 HILLTOP RIDGE DR, EUREKA, MO 63025-1037 |
| Document Number | 0230001852 |
| Book / Page | 023000 / 001852 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 423 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 24, 2018 |
| Title Company | TITLE EXPERTS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1750 S BRENTWOOD BLVD #600 ST LOUIS MO 631441342, 600, ST LOUIS, MO 63144-1342 |
| Investor | Possibly a Property Investor |
| Document Number | 230001855 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 023000/001855 |
| Instrument | 424 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301-1852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 25, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 17445 Hilltop Ridge Dr was $5,292, down 5.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Eureka City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,060 (-) Land $21,660 Building $51,400 | $384,500 (-) Land $114,000 Building $270,500 | |
| 2025 | $5,292.00 (-5.09%) | $73,060 Land $21,660 Building $51,400 | $384,500 Land $114,000 Building $270,500 |
| 2024 | $5,576.00 (-0.07%) | ||
| 2023 | $5,580.00 | $74,690 Land $13,550 Building $61,140 | $393,100 Land $71,300 Building $321,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 17445 Hilltop Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17445 Hilltop Ridge Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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