17445 Frederick Rd, Mount Airy, MD 21771 Property Records

Howard County property record for 17445 Frederick Rd, Mount Airy, MD 21771

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,984 sqft · built 1970
Lot Size5.71 acres (248,728 sqft)
Owner2 Individual Names on Record
Last Sale$725,000 (Aug 2021)
Tax Bill$661 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-308999

Property Details

APN / Parcel Number

Primary APN04-308999
Alternative APNs
  • 4308999
  • 308999

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,984 sqft Total Area
Basement Area925 sqft
Finished Basement925 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area248,728 sqft (5.71 acres)
Garage TypeAttached
Garage Area702 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area576 sqft
PorchSlab
Porch Area592 sqft
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number308999
Street Address17445 FREDERICK RD
CityMOUNT AIRY
StateMD
Zip21771-3627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCDEO
Legal DescriptionLOT 2 17445 FREDERICK RD MT AIRY
Legal SubdivisionMT AIRY
Legal Lot Number2
JurisdictionHOWARD MD
Township / Civil Division4, LISBON
Census Block Group3
Census Block3004
Census Tract604001

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17445 FREDERICK RD, MOUNT AIRY, MD 21771-3627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed, Transfer · VA Mortgage
BAY CAPITAL MORTGAGE CORP
Jun 19, 2017Deed of Trust, Mortgage · ARM
AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2021 · Amount on Record
Deed SaleAug 13, 2021 · Amount on Record
Prior SaleJun 16, 1986 · Amount on Record
Deed Book / Page20803 / 351
Prior Transfer DateJan 27, 2011
Prior Transfer Doc0130710495
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateAug 13, 2021
Property Address17445 FREDERICK RD, MOUNT AIRY, MD 21771-3627
Document Number0208030351
Book / Page20803 / 351
Instrument DateJul 28, 2021
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyHOME FIRST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address17445 FREDERICK RD, MOUNT AIRY, MD 21771-3627

Mortgage

Document Number20803358
DateAug 13, 2021
Instrument20803/358
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address17445 FREDERICK RD, MOUNT AIRY, MD 21771-3627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0176470371
DateJun 19, 2017
Book Page17647/371
Instrument17647-371
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateJun 1, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.12%
Index1-Year LIBOR
Max Rate8.12%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$661.00$687,833 (+5.61%)$760,900 (+16.83%) Land $346,500 Building $414,400
2025$661.00$651,300 (+16.24%) Land $251,500 Building $399,800$651,300 (-) Land $251,500 Building $399,800
2024$661.00 (-88.6%)
2023$560,300$651,300 Land $251,500 Building $399,800
2022$5,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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