1744 State St, Holland, MI 49424 Property Records

Ottawa County property record for 1744 State St, Holland, MI 49424

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1970
Lot Size	0.559 acres (24,357 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jun 2026)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Jun 2009 Reverse Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-15-22-478-009`

Property Details

APN / Parcel Number

Primary APN	`70-15-22-478-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	24,357 sqft (0.559 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1744 STATE ST
City	HOLLAND
State	MI
Zip	49424-6229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOTS 113, 114, & 115, ALSO W 33 FT VAC DIVISION ST LYING E OF LOT 113 LAKE PARK SUBD
Legal Range	16W
Legal Township	5N
Legal Section	22
Legal Subdivision	LAKE PARK SUBD
Legal Block	478
Legal Lot Number	113-115
Jurisdiction	OTTAWA MI
Township / Civil Division	PARK
Census Block Group	1
Census Block	1000
Census Tract	22108

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1744 STATE ST, HOLLAND, MI 49424-6229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2009	Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Sep 20, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Deed Document Number	202616878
Prior Transfer Date	Sep 20, 2023
Prior Transfer Doc	20230023957
Record Updated	Oct 29, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	1744 STATE ST, HOLLAND, MI 49424-6229
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20090026337
Date	Jun 19, 2009
Instrument	2009-0026337

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1007 Months
Due	May 28, 2093

Interest

Rate Type	Adjustable Rate
Rate	3.07%
Type Change Date	Sep 1, 2009
Change Frequency	Monthly
Index	1-Month LIBOR
Max Rate	13%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 8, 2026
Property Address	1744 STATE ST, HOLLAND, MI 49424-6229
Document Number	0000016878
Instrument Date	Jun 2, 2026
Instrument	202616878
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$269,266.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1744 STATE ST, HOLLAND, MI 49424-6229

Mortgage

Document Number	0000016879,
Date	Jun 8, 2026
Instrument	202616879

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Sep 20, 2023
Property Address	1744 STATE ST, HOLLAND, MI 49424-6229
Document Number	20230023957
Map Reference	LB 8 PG 32
Instrument Date	Sep 10, 2023
Instrument	2023-0023957
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1744 STATE ST, HOLLAND, MI 49424-6229

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Park Township
Unified School District	West Ottawa Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,700 (+4.35%)	$273,400 (+4.35%)
2025	$2,080.00 (+15.04%) Homeowner's exemption	$131,000 (+31.26%)	$262,000 (+31.26%)
2023		$99,800	$199,600
2022	$1,808.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1985–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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