1744 Sneed Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 1744 Sneed Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,192 sqft · built 1989
Lot Size	12.8 acres (558,004 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,227 (2026)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43118`

Property Details

APN / Parcel Number

Primary APN	`43118`
Alternative APN	`1267715`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,192 sqft Finished Area
Basement Area	846 sqft
Unfinished Basement	846 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	558,004 sqft (12.8 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	196 sqft
Deck Area	128 sqft

Location & Zoning

Account Number	1267715
Street Address	1744 SNEED RD
City	SHELBY
State	NC
Zip	28150-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA4
Legal Description	12.81 AC RD 1935
Legal Subdivision	DIVISION OF THE A A BARRETT FARM
Legal Block	1
Legal Lot Number	28U
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1010
Census Tract	950301

Owner

1744 Sneed Rd is owned by two individuals who acquired it in February 2010.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 GRACE LN, GROVER, NC 28073-9609
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 4, 2010
Transfer Doc	0015911855
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1744 SNEED RD, SHELBY, NC 28150-9605
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 GRACE LN, GROVER, NC 28073-9609

Mortgage

Document Number	0019041822
Date	Aug 17, 2023
Book Page	1904/1822
Instrument	200090884

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 1744 Sneed Rd was $1,227, up 3.7% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,227.00 (+3.72%)	$268,242 (-) Land $104,965 Building $163,277	$268,242 (-) Land $104,965 Building $163,277
2025	$1,183.00	$268,242 Land $104,965 Building $163,277	$268,242 Land $104,965 Building $163,277
2023		$175,303 Land $57,467 Building $117,836	$175,303 Land $57,467 Building $117,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1744 Sneed Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1744 Sneed Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20