1744 S Murray Rd, Caro, MI 48723 Property Records

Tuscola County property record for 1744 S Murray Rd, Caro, MI 48723

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,960 sqft · built 1998
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on File
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-017-000-0500-02`

Property Details

APN / Parcel Number

Primary APN	`022-017-000-0500-02`

Interior

Full Baths	1 Bath
Building Area	1,960 sqft Building Perimeter
1st Floor Area	1,960 sqft
Basement Area	1,960 sqft
Unfinished Basement	1,960 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Lot Area	92,783 sqft (2.13 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1744 S MURRAY RD
City	CARO
State	MI
Zip	48723-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEL-17-103 SEC 17 T12N R10E COM AT A PT THAT IS 260 FT W & 22 FT N OF E 1/4 COR OF SEC, TH N 310 FT, TH W 300 FT, TH S 310 FT
Legal Range	10E
Legal Township	12N
Legal Section	17
Jurisdiction	TUSCOLA MI
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1074
Census Tract	500

Owner

1744 S Murray Rd is owned and occupied by an individual.

Source: Tuscola County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1700 S MURRAY RD, CARO, MI 48723-9454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC
Feb 22, 2020	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	1744 S MURRAY RD, CARO, MI 48723-9454
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 S MURRAY RD, CARO, MI 48723-9454

Mortgage

Document Number	, 0014721326
Date	Mar 15, 2021
Book Page	1472/1326

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	1744 S MURRAY RD, CARO, MI 48723-9454
Document Number	0014410678
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	MIS BOX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1744 S MURRAY RD CARO MI 487239454, CARO, MI 48723-9454

Mortgage

Document Number	0014410678
Date	Mar 4, 2020
Book Page	001441/000678

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1744 S Murray Rd was $2,998 with a homeowner's exemption.

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Wells Township
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,000 (+3.28%)	$208,000 (+3.28%)
2025	$2,998.00 Homeowner's exemption	$100,700	$201,400
2023		$77,600	$155,200
2020	$1,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1744 S Murray Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1744 S Murray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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