Harrison County property record for 1744 Ridgeway Dr, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,448 sqft · built 1954 |
| Owner | Individual Name on Record |
| Tax Bill | $551 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1210H-03-027.000 |
| Primary APN | 1210H-03-027.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Adjusted Area |
| 1st Floor Area | 1,444 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Patio Area | 28 sqft |
| Utility Building | 80 sqft |
| Heating System | Gravity Furnace |
|---|
| Account Number | 006611 |
|---|---|
| Street Address | 1744 RIDGEWAY DR |
| City | BILOXI |
| State | MS |
| Zip | 39531-4368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 8 SUBURBAN ACRES ANNEX SEC 25-7-10 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 25 |
| Legal Subdivision | SUBURBAN ACRES ANNEX |
| Legal Block | 8 |
| Legal Lot Number | 7 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 3700 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 151 GRANDE VIEW DR, BILOXI, MS 39531-4717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC |
| Jul 31, 2017 | Deed of Trust, Mortgage FIRST BANK & TRUST |
| Apr 23, 2021 | Warranty Deed, Transfer |
| May 3, 2018 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2021 |
| Deed Sale | Apr 23, 2021 |
| Prior Sale | May 3, 2018 |
| Deed Document Number | 2021-0001680-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1744 RIDGEWAY DR, BILOXI, MS 39531-4368 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20210001903TJ2 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021-0001903-T-J2 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1744 RIDGEWAY DR, BILOXI, MS 39531-4368 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20170002254TJ2 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 2017-0002254-T-J2 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COVINGTON, LA 70434 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Apr 23, 2021 |
| Property Address | 1744 RIDGEWAY DR, BILOXI, MS 39531-4368 |
| Document Number | 20210001680DJ2 |
| Map Reference | PB 18 PG 7 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021-0001680-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13023 ROYAL STREET, 13023, HAMMOND, LA 70403 |
| Name | Verified Name |
|---|---|
| Address | 151 GRANDE VIEW DR, BILOXI, MS 39531-4717 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 3, 2018 |
| Property Address | 1744 RIDGEWAY DR, BILOXI, MS 39531-4368 |
| Document Number | 20180000955TJ2 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 2018-0000955-T-J2 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11058 CHANNELSIDE DR, 11058, GULFPORT, MS 39503-6049 |
| Name | Verified Name |
|---|---|
| Address | 1744 RIDGEWAY DR, BILOXI, MS 39531-4368 |
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $551.00 (+6.78%) Homeowner's exemption Disabled Person's exemption | $7,616 (+21.1%) | $76,161 (+21.1%) Land $25,000 Building $51,161 |
| 2024 | $516.00 (+17.81%) | ||
| 2023 | $438.00 Homeowner's exemption Disabled Person's exemption | $6,289 | $62,893 Land $25,000 Building $37,893 |
| 2022 | $438.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 44 (1979–2026) |
| Claims Outside the SFHA | 21 of 44 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.7% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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