Passaic County and Wayne Township property record for 1744 Ratzer Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1930 |
| Square Footage | 1,527 sqft Living Area |
| Lot Size | 6,403 sqft (0.147 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $9,009.00 (2025) |
| Primary APN | 14-02003-0000-00118 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,527 sqft Living Area |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 6,403 sqft (0.147 acres) |
| Old Parcel Number | 1400474000000002A |
|---|---|
| Street Address | 1744 RATZER RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2438 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | TOWNSHIP/ WAYNE |
| Legal Block | 2003 |
| Legal Lot Number | 118 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records · APN 14-02003-0000-00118
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1744 RATZER RD, WAYNE, NJ 07470-2438 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 13, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 15, 2008 |
| Transfer Doc | 0000000259 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1744 RATZER RD, WAYNE, NJ 07470-2438 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000018498 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | M16937/205 |
| Instrument | 2021018498 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1744 RATZER RD, WAYNE, NJ 07470-2438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041042 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | M15711/0190 |
| Instrument | 2019041042 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1744 RATZER RD, WAYNE, NJ 07470-2438 |
| Document Number | 0000022740 |
| Book / Page | 014470 / 000204 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1744 RATZER RD WAYNE NJ 074702438, WAYNE, NJ 07470-2438 |
| Document Number | 0000022740 |
|---|---|
| Date | May 08, 2017 |
| Book Page | 014470/000204 |
| Instrument | 22740 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 07, 2027 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,200 (-) Land $83,500 Building $66,700 | $150,200 (-) Land $83,500 Building $66,700 | |
| 2025 | $9,009.00 (+0.88%) | $150,200 (-) Land $83,500 Building $66,700 | $150,200 (-) Land $83,500 Building $66,700 |
| 2024 | $8,930.00 (+5.16%) | ||
| 2023 | $150,200 Land $83,500 Building $66,700 | $150,200 Land $83,500 Building $66,700 | |
| 2022 | $8,492.00 |
1744 Ratzer Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Passaic County (34031C), updated May 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 35th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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