1744 Oinonen Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 1744 Oinonen Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	22.2 acres (967,903 sqft)
Owner	Individual Name on Record
Tax Bill	$4,954 (2026)
Deeds & Mortgages	Dec 2023 Second Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-510-0855`

Property Details

APN / Parcel Number

Primary APN	`06-510-0855`
Alternative APN	`37486`

Exterior

Lot Area	967,903 sqft (22.2 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	37486
Street Address	1744 OINONEN RD
City	CLOQUET
State	MN
Zip	55720-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TH W 715 FT OF GOV LT 2 AKA NW1/4 OF NE1/4 CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	05
Legal Subdivision	CITY OF CLOQUET
Legal Lot Number	2
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1003
Census Tract	940000

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1744 OINONEN RD, CLOQUET, MN 55720-9512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWOODS CREDIT UNION
Dec 5, 2023	Affidavit, Transfer
Jun 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION
Apr 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWOODS CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1744 OINONEN RD, CLOQUET, MN 55720-9512
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000514696
Date	Dec 5, 2023
Instrument	A000514696

Lender

Name	NORTHWOODS CREDIT UNION
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2038

December 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	CARLTON MN
Recording Date	Dec 5, 2023
Property Address	1744 OINONEN RD, CLOQUET, MN 55720-9512
Document Number	A000514697
Instrument Date	Nov 27, 2023
Instrument	A000514697
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1744 OINONEN RD, CLOQUET, MN 55720-9512
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000492189
Date	Jun 23, 2020
Instrument	A000492189

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Jul 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1744 OINONEN RD, CLOQUET, MN 55720-9512
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000498389
Date	Apr 13, 2021
Instrument	A000498389

Lender

Name	NORTHWOODS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,954.00 (-1.2%) Homeowner's exemption
2025		$382,000 (+3.35%) Land $100,200 Building $281,800	$382,000 (+3.35%) Land $100,200 Building $281,800
2024	$5,014.00 Homeowner's exemption	$369,600 (+5.18%) Land $100,200 Building $269,400	$369,600 (+5.18%) Land $100,200 Building $269,400
2023	$5,014.00 Homeowner's exemption	$351,400 (-) Land $94,800 Building $256,600	$351,400 (-) Land $94,800 Building $256,600
2022		$351,400 Land $94,800 Building $256,600	$351,400 Land $94,800 Building $256,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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