1744 Monarch Rd, Saint Charles, VA 24282 Property Records

Lee County property record for 1744 Monarch Rd, Saint Charles, VA 24282

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Mar 2022)
Tax Bill	$243 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone A (high risk)
APN	`13A-(1)-46`

Property Details

APN / Parcel Number

Primary APN	`13A-(1)-46`
Alternative APN	`8920`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	8920
Street Address	1744 MONARCH RD
City	SAINT CHARLES
State	VA
Zip	24282-8029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRAIGHT CREEK
Jurisdiction	LEE VA
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	950100

Owner

Source: Lee County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1744 MONARCH RD, SAINT CHARLES, VA 24282-8029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed, Transfer · Conventional Mortgage LEE BANK & TRUST CO
Jun 25, 2021	Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Mar 7, 2022 · Amount on Record
Deed Document Number	20222129
Deed Book / Page	2022 / 2129
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LEE VA
Recording Date	Mar 7, 2022
Property Address	1744 MONARCH RD, SAINT CHARLES, VA 24282-8029
Document Number	0002202129
Instrument Date	Mar 4, 2022
Instrument	2202129
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1744 MONARCH RD, SAINT CHARLES, VA 24282-8029

Mortgage

Document Number	0002202132
Date	Mar 7, 2022
Instrument	2202132

Lender

Name	LEE BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 4, 2032

Interest

Rate Type	Fixed Rate

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LEE VA
Recording Date	Jun 25, 2021
Property Address	1744 MONARCH RD, SAINT CHARLES, VA 24282-8029
Document Number	0002107136
Map Reference	DOC 1807167
Instrument Date	Jun 24, 2021
Instrument	2107136
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Tax	$17.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	271 CARLISLE ST, JONESVILLE, VA 24263-6607

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lee County
Unified School District	Lee County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$243.00	$35,300 (-) Land $4,500 Building $30,800	$35,300 (-) Land $4,500 Building $30,800
2025	$243.00 (+147.96%)	$35,300 (+120.63%) Land $4,500 Building $30,800	$35,300 (+120.63%) Land $4,500 Building $30,800
2023	$98.00	$16,000 Land $4,000 Building $12,000	$16,000 Land $4,000 Building $12,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1994–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 98.6% of Virginia
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LCPSA- KVS serves 2,130 people · EPA ID VA1105405
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
MountaiNet Telephone Company Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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