1744 Harker Ct, Lathrop, CA 95330 Property Records

San Joaquin County property record for 1744 Harker Ct, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,139 sqft · built 2018
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Jul 2022)
Tax Bill	$14,523 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`210-250-560-000`

Property Details

APN / Parcel Number

Primary APN	`210-250-560-000`
Alternative APN	`210-250-56`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,139 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Area	671 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	210-250-56
Street Address	1744 HARKER CT
City	LATHROP
State	CA
Zip	95330-8245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	RIVER ISLANDS-PH 1B VILLA
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1110
Census Tract	5214

Owner

1744 Harker Ct is owned and occupied by two individuals who bought it in July 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3480 GRANADA AVE, 300, SANTA CLARA, CA 95051-3453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 21, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNCLE CU
May 12, 2020	Deed of Trust, Mortgage · Conventional with PMI FBC MTG
Aug 31, 2018	Grant Deed, Transfer LOANDEPOT.COM LLC
Feb 12, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Aug 31, 2018 · Amount on File
Deed Document Number	202288464
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1744 HARKER CT, LATHROP, CA 95330-8245
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 HARKER CT, LATHROP, CA 95330-8245

Mortgage

Document Number	0000008412
Date	Feb 1, 2024
Instrument	2024-008412

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 21, 2022
Property Address	1744 HARKER CT, LATHROP, CA 95330-8245
Document Number	0000088464
Map Reference	MB 42 PG 100
Instrument Date	Jul 19, 2022
Instrument	2022-088464
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	348O GRANADA AVE #300 # 300, 300, SANTA CLARA, CA 95051

Mortgage

Document Number	0000088465
Date	Jul 21, 2022
Instrument	2022-088465

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Max Rate	11%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1744 HARKER CT, LATHROP, CA 95330-8245
Document Number	0000143080
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1744 HARKER CT LATHROP CA 953308245, LATHROP, CA 95330-8245

Mortgage

Document Number	0000143080
Date	Oct 23, 2020
Instrument	143080

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 22, 2040

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1744 HARKER CT, LATHROP, CA 95330-8245
Document Number	0000058801
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1744 HARKER CT LATHROP CA 953308245, LATHROP, CA 95330-8245

Mortgage

Document Number	0000058801
Date	May 19, 2020
Instrument	58801

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 31, 2018
Property Address	1744 HARKER CT, LATHROP, CA 95330-8245
Document Number	0000097134
Instrument Date	Jul 10, 2018
Instrument	97134
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1744 HARKER CT LATHROP CA 953308245, LATHROP, CA 95330-8245

Mortgage

Document Number	97135
Date	Aug 31, 2018
Instrument	97135

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 12, 2018
Property Address	1744 HARKER CT, LATHROP, CA 95330-8245
Instrument Date	Jan 29, 2018
Instrument	16654
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2900 ADAMS ST #C25 RIVERSIDE CA 925048312, C25, RIVERSIDE, CA 92504-8312

Mortgage

Document Number	0000016654
Date	Feb 12, 2018
Instrument	16654

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1800 CENTURY PARK E, LOS ANGELES, CA 90067-1501

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1744 Harker Ct was $14,523 with a homeowner's exemption, down 0.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,523.00 (-0.58%)
2025	$14,608.00 Homeowner's exemption	$899,946 Land $156,060 Building $743,886
2023	$13,986.00 (+25.51%) Homeowner's exemption	$865,000 Land $150,000 Building $715,000	$761,400
2022	$11,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1744 Harker Ct in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1744 Harker Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, unWired Broadband, Verizon.

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