17434 Utopia Rd, San Diego, CA 92128 Property Records

San Diego County property record for 17434 Utopia Rd, San Diego, CA 92128

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,518 sqft · built 1972
Lot Size	0.197 acres (8,600 sqft)
Owner	Company Name on File
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`273-580-30-00`

Property Details

APN / Parcel Number

Primary APN	`273-580-30-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,518 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	8,600 sqft (0.197 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17434 UTOPIA RD
City	SAN DIEGO
State	CA
Zip	92128-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-14
Legal Description	LOT 2041 TR 006677
Legal Subdivision	GATEWOOD HILLS
Legal Tract	006677
Legal Block	1
Legal Lot Number	2041
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17059

Owner

17434 Utopia Rd is owned by a company that acquired it in September 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	17434 UTOPIA RD, SAN DIEGO, CA 92128-2214
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 30, 2020	Quit Claim Deed, Transfer OTHER
Oct 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 30, 2020
Transfer Doc	0000756967
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17434 UTOPIA RD, SAN DIEGO, CA 92128-2214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341139
Date	Jun 30, 2020
Instrument	2020-0341139

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2030

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2020
Property Address	17434 UTOPIA RD, SAN DIEGO, CA 92128-2214
Document Number	0000756967
Instrument Date	Sep 30, 2020
Instrument	756967
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17434 UTOPIA RD SAN DIEGO CA 921282214, SAN DIEGO, CA 92128-2214

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2020
Property Address	17434 UTOPIA RD, SAN DIEGO, CA 92128-2214
Document Number	0000637758
Map Reference	MAP 6677
Instrument Date	Sep 30, 2020
Instrument	2020-0637758
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17434 UTOPIA RD, SAN DIEGO, CA 92128-2214

Mortgage

Document Number	0000637759
Date	Oct 20, 2020
Instrument	2020-0637759

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 17434 Utopia Rd was $3,481.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$261,015 (+2%) Land $71,588 Building $189,427
2025	$3,481.00	$255,898 Land $70,185 Building $185,713
2023	$2,819.00 (+1.7%)	$245,962 Land $67,460 Building $178,502
2022	$2,772.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17434 Utopia Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17434 Utopia Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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