17431 Tam O Shanter Dr, Poway, CA 92064 Property Records

San Diego County property record for 17431 Tam O Shanter Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,371 sqft · built 1977
Lot Size	0.353 acres (15,398 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (May 2003)
Tax Bill	$9,839 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`273-145-03-00`

Property Details

APN / Parcel Number

Primary APN	`273-145-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,371 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	15,398 sqft (0.353 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17431 TAM O SHANTER DR
City	POWAY
State	CA
Zip	92064-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Description	LOT 309 TR 004683
Legal Subdivision	VALLE VERDE COUNTRY CLUB ESTAT
Legal Tract	004683
Legal Block	3
Legal Lot Number	309
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3030
Census Tract	17020

Owner

17431 Tam O Shanter Dr is owned and occupied by two individuals who acquired it in January 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17431 TAM O SHANTER DR, POWAY, CA 92064-1326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
May 19, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jan 24, 2020	Quit Claim Deed, Transfer GOLDEN EMPIRE MORTGAGE INC
May 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2003 · Amount on File
Deed Sale	May 28, 2003 · Amount on File
Prior Sale	May 28, 2003 · Amount on File
Deed Document Number	2003624475
Last Transfer Date	Jan 17, 2020
Transfer Doc	0000040716
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17431 TAM O SHANTER DR, POWAY, CA 92064-1326
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17431 TAM O SHANTER DR, POWAY, CA 92064-1326

Mortgage

Document Number	0000619482
Date	Aug 31, 2021
Instrument	2021-0619482

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17431 TAM O SHANTER DR, POWAY, CA 92064-1326
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227102
Date	May 19, 2017
Instrument	2017-0227102

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2020
Property Address	17431 TAM O SHANTER DR, POWAY, CA 92064-1326
Document Number	0000040716
Instrument Date	Jan 17, 2020
Instrument	40716
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17431 TAM O SHANTER DR POWAY CA 920641326, POWAY, CA 92064-1326

Mortgage

Document Number	40717
Date	Jan 24, 2020
Instrument	40717

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Bank
Address	BAKERSFIELD, CA 93309

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17431 TAM O SHANTER DR, POWAY, CA 92064-1326
Document Number	0000227101
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17431 TAM O SHANTER DR POWAY CA 920641326, POWAY, CA 92064-1326

Mortgage

Document Number	0000227101
Date	May 19, 2017
Instrument	227101

Lender

Name	GOLDEN EMPIRE MORTGAGE INC GOLDEN EMPIRE MORTGAGE INC
Type	Funding / Finance Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 17431 Tam O Shanter Dr was $9,839 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$888,445 (+2%) Land $332,380 Building $556,065
2025	$9,839.00 Homeowner's exemption	$871,025 Land $325,863 Building $545,162
2023	$9,376.00 (+1.69%) Homeowner's exemption	$837,204 Land $313,210 Building $523,994
2022	$9,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17431 Tam O Shanter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17431 Tam O Shanter Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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