Montcalm County property record for 17430 Apache Trl, Howard City, MI 49329
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 990 sqft · built 1971 |
| Lot Size | 0.143 acres (6,233 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Aug 2026) |
| Tax Bill | $5,119 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Nov 2020 Refinance + 2 more |
| APN | 020-400-005-00 |
| Primary APN | 020-400-005-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 990 sqft Building Perimeter |
| 1st Floor Area | 660 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 6,233 sqft (0.143 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 17430 APACHE TRL |
|---|---|
| City | HOWARD CITY |
| State | MI |
| Zip | 49329-9288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . LOT 5 PAWNEE POINTS PLAT. |
| Legal Subdivision | PAWNEE POINTS PLAT |
| Legal Lot Number | 5 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | WINFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970501 |
17430 Apache Trl is owned and occupied by two individuals who bought it in August 2026.
Source: Montcalm County records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17430 APACHE TRL, HOWARD CITY, MI 49329-9288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Warranty Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN |
| Nov 5, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKE MICHIGAN CREDIT UNION |
| Jul 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC |
| Aug 15, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on File |
| Deed Sale | Aug 19, 2026 · Amount on File |
| Prior Sale | Jul 5, 2023 · Amount on File |
| Deed Document Number | 20268831 |
| Prior Transfer Date | Jul 25, 2017 |
| Prior Transfer Doc | 2017/8957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Aug 19, 2026 |
| Property Address | 17430 APACHE TRL, HOWARD CITY, MI 49329-9288 |
| Document Number | 0000008831 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20268831 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN |
| Amount | Amount on Record |
|---|---|
| Tax | $261,337.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17430 APACHE TRL, HOWARD CITY, MI 49329-9288 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 17430 APACHE TRL, HOWARD CITY, MI 49329-9288 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020R12179 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020R-12179 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Jul 5, 2023 |
| Property Address | 17430 APACHE TRL, HOWARD CITY, MI 49329-9288 |
| Document Number | 2023R06593 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023R-06593 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7968 BYRON DEPOT DR SW, BYRON CENTER, MI 49315-7910 |
| Investor | Possibly a Property Investor |
| Document Number | 2023R06594 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 2023R-06594 |
| Name | NORTHERN MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Aug 15, 2017 |
| Property Address | 17430 APACHE TRL, HOWARD CITY, MI 49329-9288 |
| Document Number | 2017/8957 |
| Book / Page | 2017 / 8957 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17430 APACHE TRL, 17430, HOWARD CITY, MI 49329-9288 |
| Name | Verified Name |
|---|---|
| Address | 17430 APACHE TRL, HOWARD CITY, MI 49329-9288 |
The 2025 property tax bill for 17430 Apache Trl was $5,119, up 4.3% from the year before.
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Winfield Township |
| Unified School District | Tri County Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,700 (+11.74%) | $287,400 (+11.74%) | |
| 2025 | $5,119.00 (+4.32%) | $128,600 | $257,200 |
| 2024 | $4,907.00 | ||
| 2023 | $97,700 | $97,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 17430 Apache Trl.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 17430 Apache Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fixed Wireless | 100 / 20 |
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