1743 Emerson St, Beloit, WI 53511 Property Records

Rock County property record for 1743 Emerson St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,172 sqft · built 1926
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on File
Last Sale	$339,900 (Apr 2026)
Tax Bill	$2,989 (2025)
Deeds & Mortgages	Feb 2006 Line of Credit Apr 2009 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`206 13620750`

Property Details

APN / Parcel Number

Primary APN	`206 13620750`
Alternative APN	`13620750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,172 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	8,843 sqft (0.203 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 13620750
Street Address	1743 EMERSON ST
City	BELOIT
State	WI
Zip	53511-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPL LAND COM SW COR L 1 B 2 HILLCREST PARK ADD, TH NLY 178.36 FT, TH WLY 50 FT, TH SLY 178.36 FT, TH ELY 50 FT TO POB
Legal Subdivision	HILLCREST PARK ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1032
Census Tract	1900

Owner

Source: Rock County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1743 EMERSON ST, BELOIT, WI 53511-5607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2006	Deed of Trust, Mortgage · Line of Credit AMCORE BANK NA
Apr 21, 2009	Deed of Trust, Mortgage · Conventional Mortgage AMCORE BANK NA
Jun 24, 2009	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Dec 1, 2011	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 25, 2006	Deed of Trust, Mortgage · Conventional Mortgage AMCORE BANK NA
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 24, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 28, 2022	Land Contract, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Prior Sale	Nov 28, 2022 · Amount on File
Deed Document Number	20262308294
Prior Transfer Date	Jan 22, 2016
Prior Transfer Doc	0002044335
Record Updated	Oct 29, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1743 EMERSON ST, BELOIT, WI 53511-5607
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001739848
Date	Feb 13, 2006
Instrument	1739848

Lender

Name	AMCORE BANK NA
Type	Bank
Address	ROCKFORD, IL 61110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 23, 2016

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1743 EMERSON ST, BELOIT, WI 53511-5607
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001860472
Date	Apr 21, 2009
Instrument	1860472

Lender

Name	AMCORE BANK NA
Type	Bank
Address	ROCKFORD, IL 61104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2024

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1743 EMERSON ST, BELOIT, WI 53511-5607
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001867621
Date	Jun 24, 2009
Instrument	1867621

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1743 EMERSON ST, BELOIT, WI 53511-5607
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001934087
Date	Dec 1, 2011
Instrument	1934087

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2021

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1743 EMERSON ST, BELOIT, WI 53511-5607
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001738071
Date	Jan 25, 2006
Instrument	1738071

Lender

Name	AMCORE BANK NA
Type	Bank
Address	ROCKFORD, IL 61110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2036

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 24, 2026
Property Address	1743 EMERSON ST, BELOIT, WI 53511-5607
Document Number	0002308294
Instrument Date	Apr 21, 2026
Instrument	20262308294
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102,989.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1743 EMERSON ST, BELOIT, WI 53511-5607

Mortgage

Document Number	0002308295,
Date	Apr 24, 2026
Instrument	20262308295

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Apr 24, 2026
Property Address	1743 EMERSON ST, BELOIT, WI 53511-5607
Document Number	0002308293
Instrument Date	Apr 21, 2026
Instrument	20262308293
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 E BIRCHWOOD DR, BELOIT, WI 53511-8893
Investor	Possibly a Property Investor

November 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ROCK WI
Recording Date	Nov 28, 2022
Property Address	1743 EMERSON ST, BELOIT, WI 53511-5607
Document Number	0002231576
Instrument Date	Nov 17, 2022
Instrument	2231576
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1703 W ARTHUR AVE, CHICAGO, IL 60626-3910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1743 EMERSON ST, BELOIT, WI 53511-5607

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,989.00 (+26.01%) Homeowner's exemption	$190,200 (+20.23%) Land $13,800 Building $176,400	$208,900 (+16.12%)
2023	$2,372.00 Homeowner's exemption	$158,200 Land $13,800 Building $144,400	$179,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, T-Mobile.

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