17428 Hilltop Ridge Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 17428 Hilltop Ridge Dr, Eureka, MO 63025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,677 sqft · built 1996
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Aug 2022)
Tax Bill$5,945 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28V-13-0131

Property Details

APN / Parcel Number

Primary APN28V-13-0131

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,677 sqft Living Area
Gross Area3,117 sqft
1st Floor Area1,290 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions63 ft deep x 63 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area40 sqft
Deck Area219 sqft
Patio Area219 sqft
Balcony Area97 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address17428 HILLTOP RIDGE DR
CityEUREKA
StateMO
Zip63025-1035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code98R3CUP
Legal DescriptionFORESTS OF HILLTOP VILLAGE PLAT ONE (THE) LOT 14
Legal SubdivisionFORESTS OF HILLTOP VILLAGE PLAT ONE
Legal Lot Number14
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group4
Census Block4000
Census Tract221502

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17428 HILLTOP RIDGE DR, EUREKA, MO 63025-1035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2022Warranty Deed, Transfer · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Mar 10, 2021Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Oct 8, 2019Deed of Trust, Mortgage
FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2022 · Amount on Record
Deed SaleAug 4, 2022 · Amount on Record
Prior SaleMar 10, 2021 · Amount on Record
Deed Document Number202284366
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 4, 2022
Property Address17428 HILLTOP RIDGE DR, EUREKA, MO 63025-1035
Document Number2022080400366
Map ReferenceMB 330 PG 93-94
Instrument DateAug 1, 2022
Instrument2022080400366
Transaction TypeTransfer
Record UpdatedNov 30, 2022
Title CompanyINVESTORS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16880 HIGHLAND SPGS, 16880, DIXON, MO 65459-7581

Transferred To (Grantee/Buyer)

NameVerified Name
Address17428 HILLTOP RIDGE DR, EUREKA, MO 63025-1035

Mortgage

Document Number2022080400367
DateAug 4, 2022
Instrument2022080400367
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateMar 10, 2021
Property Address17428 HILLTOP RIDGE DR, EUREKA, MO 63025-1035
Document Number0247065602
Book / Page24706 / 5602
Map ReferenceMB 330 PG 93&94
Instrument DateMar 2, 2021
Instrument2021031000774
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4024 S UMBRELLA AVE, 4024, BROKEN ARROW, OK 74011-1371

Transferred To (Grantee/Buyer)

NameVerified Name
Address17428 HILLTOP RIDGE DR, EUREKA, MO 63025-1035

Mortgage

Document Number2021031000775
DateMar 10, 2021
Instrument2021031000775
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address17428 HILLTOP RIDGE DR, EUREKA, MO 63025-1035
Document Number0237502845
Instrument DateOct 8, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyFREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address17428 HILLTOP RIDGE DR EUREKA MO 630251035, EUREKA, MO 63025-1035

Mortgage

Document Number0237502845
DateOct 18, 2019
Book Page023750/002845
Instrument371
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount Recorded
Term180 Months
DueOct 17, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityEureka City
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$82,080 (-) Land $20,390 Building $61,690$432,000 (-) Land $107,300 Building $324,700
2025$5,945.00 (+2.55%)$82,080 (+5.71%) Land $20,390 Building $61,690$432,000 (+5.7%) Land $107,300 Building $324,700
2024$5,797.00 (-0.09%)
2023$5,802.00$77,650 Land $12,730 Building $64,920$408,700 Land $67,000 Building $341,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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