17428 Emerald Dr, Dubuque, IA 52002 Property Records

Dubuque County property record for 17428 Emerald Dr, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,102 sqft · built 2014
Lot Size	2.04 acres (88,862 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Jan 2023)
Tax Bill	$5,536 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-05-428-005`

Property Details

APN / Parcel Number

Primary APN	`10-05-428-005`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,102 sqft Living Area
1st Floor Area	631 sqft
Basement Area	1,471 sqft
Finished Basement	760 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Contemporary
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,862 sqft (2.04 acres)
Garage Type	Attached
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	206 sqft
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	17428 EMERALD DR
City	DUBUQUE
State	IA
Zip	52002-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 10 SHANNON RIDGE;
Legal Subdivision	SHANNON RIDGE
Legal Lot Number	10
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1002
Census Tract	10104

Owner

Source: Dubuque County records · APN 10-05-428-005

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17428 EMERALD DR, DUBUQUE, IA 52002-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDWESTONE BANK
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage DUTRAC COMMUNITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2023 · Amount on Record
Deed Sale	Jan 12, 2023 · Amount on Record
Prior Sale	Sep 03, 2013 · Amount on Record
Deed Document Number	2023-00000224
Record Updated	Jun 08, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 12, 2023
Property Address	17428 EMERALD DR, DUBUQUE, IA 52002-9748
Document Number	0000000224
Instrument Date	Jan 06, 2023
Instrument	2023-00000224
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$927.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17428 EMERALD DR, DUBUQUE, IA 52002-9748

Mortgage

Document Number	0000000225
Date	Jan 12, 2023
Instrument	2023-00000225

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 01, 2033
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	11.2%
Index	1-Year T-Bill
Margin	3
Max Rate	11.2%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	17428 EMERALD DR, DUBUQUE, IA 52002-9748
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004355
Date	Apr 18, 2017
Instrument	2017-00004355

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$522,300 (+10.35%) Land $107,400 Building $414,900	$522,300 (+8.68%) Land $107,400 Building $414,900
2024	$5,536.00 (-3.65%)
2023		$473,300 (+14.02%) Land $97,700 Building $375,600	$480,600 (+13.77%)
2022	$5,746.00 Homeowner's exemption	$415,100 Land $86,490 Building $328,610
2021			$422,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 9, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2011–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jul 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50

May also be available: Comelec Services, T-Mobile USA.

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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