1741 James St, Biloxi, MS 39531 Property Records

Harrison County property record for 1741 James St, Biloxi, MS 39531

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,062 sqft · built 1954
OwnerIndividual Name on File
Tax Bill$512 (2025)
Deeds & MortgagesMay 2021 Mortgage
Sep 2018 Sale
Flood ZoneZone AH (high risk)
APN1210H-03-037.000

Property Details

APN / Parcel Number

Primary APN1210H-03-037.000
Alternative APN
  • 006614

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,062 sqft Adjusted Area
1st Floor Area1,006 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Exterior MaterialAsbestos
Roof TypeHip
Roof MaterialComposition Shingle

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number006614
Street Address1741 JAMES ST
CityBILOXI
StateMS
Zip39531-4326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK. 8 SUBURBAN ACRES ANNEX SEC. 25-7-10
Legal Range10
Legal Township07
Legal Section25
Legal SubdivisionSUBURBAN ACRES ANNEX
Legal Block8
Legal Lot Number10
JurisdictionHARRISON MS
Township / Civil Division1
Census Block Group3
Census Block3011
Census Tract3700

Owner

1741 James St is owned and occupied by an individual who acquired it in March 2025.

Source: Harrison County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Mailing Address1741 JAMES ST, BILOXI, MS 39531-4326
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2021Deed of Trust, Mortgage · FHA Mortgage
HUD
Sep 26, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2018
Deed SaleSep 26, 2018
Deed Document Number20180002242DJ2
Last Transfer DateMar 13, 2025
Transfer Doc20250001492DJ2
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address1741 JAMES ST, BILOXI, MS 39531-4326
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210002153TJ2
DateMay 7, 2021
Instrument2021-0002153-T-J2
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateSep 26, 2018
Property Address1741 JAMES ST, BILOXI, MS 39531-4326
Document Number20180002242DJ2
Instrument DateSep 21, 2018
Instrument2018-0002242-D-J2
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address831 JACKSON ST, 831, BILOXI, MS 39530-4235

Transferred To (Grantee/Buyer)

NameVerified Name
Address1741 JAMES ST, BILOXI, MS 39531-4326

Tax Assessment & Valuation

The 2025 property tax bill for 1741 James St was $512 with exemptions applied, up 4.9% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$512.00 (+4.92%) Homeowner's exemption Disabled Person's exemption$7,213$72,128 Land $25,000 Building $47,128
2024$488.00 (+1.24%)
2023$482.00 Homeowner's exemption Disabled Person's exemption$6,960$69,600 Land $25,000 Building $44,600
2022$482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1741 James St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation27.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims44 (1979–2026)
Claims Outside the SFHA21 of 44
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Tropical Storm Arthur, Jun 2026 · 6 claims
  • Hurricane Katrina, Aug 2005 · 14 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1741 James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILOXI-NORTH
serves 9,858 people · EPA ID MS0240084
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereCITY OF BILOXI
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20

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