Frederick County property record for 1741 Emory St, Frederick, MD 21701 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,420 sqft · built 2001 |
| Lot Size | 0.048 acres (2,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jul 2023) |
| Tax Bill | $6,622 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-236184 |
| Primary APN | 02-236184 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 660 sqft |
| Finished Basement | 660 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,080 sqft (0.048 acres) |
| Deck Area | 20 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 236184 |
|---|---|
| Street Address | 1741 EMORY ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-9349 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 184 BLK J PL 12 PHASE 3 2,080 SQ. FT. DEARBOUGHT |
| Legal Subdivision | DEARBOUGHT |
| Legal Phase | 2,3 |
| Legal Block | J |
| Legal Lot Number | 184 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 750805 |
Source: Frederick County records · APN 02-236184
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1741 EMORY ST, FREDERICK, MD 21701-9349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2023 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Mar 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 16, 2020 | Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Apr 16, 2020 · Amount on Record |
| Deed Book / Page | 16519 / 416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 14, 2023 |
| Property Address | 1741 EMORY ST, FREDERICK, MD 21701-9349 |
| Document Number | 0165190416 |
| Book / Page | 16519 / 416 |
| Map Reference | MB 69 PG 55 |
| Instrument Date | Jul 07, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1741 EMORY ST, FREDERICK, MD 21701-9349 |
| Document Number | 0016519425 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 16519/425 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1741 EMORY ST, FREDERICK, MD 21701-9349 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0146850249 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 14685/249 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 16, 2020 |
| Property Address | 1741 EMORY ST, FREDERICK, MD 21701-9349 |
| Document Number | 0136620048 |
| Book / Page | 13662 / 48 |
| Map Reference | MB 69 PG 55 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | CLA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $702.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1741 EMORY ST, FREDERICK, MD 21701-9349 |
| Document Number | 136620057 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 13662/0057 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,533 (+4.32%) | $419,600 (+12.95%) Land $100,000 Building $319,600 | |
| 2025 | $6,622.00 (+17.47%) Homeowner's exemption | $371,500 (+20.34%) Land $80,000 Building $291,500 | $371,500 (-) Land $80,000 Building $291,500 |
| 2023 | $5,637.00 (+11.51%) | $308,700 (+11.32%) | $371,500 (+33.97%) Land $80,000 Building $291,500 |
| 2022 | $5,055.00 | $277,300 Land $75,000 Building $202,300 | $277,300 Land $75,000 Building $202,300 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 9% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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