1741 Edward Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 1741 Edward Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,897 sqft · built 1968
Lot Size	0.098 acres (4,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (May 2010)
Tax Bill	$11,148 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-05502-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`19-05502-0000-00007`
Alternative APN	`190550200007`

Interior

Stories	2 Stories
Building Area	1,897 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	4,260 sqft (0.098 acres)
Lot Dimensions	121 ft deep x 35 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1741 EDWARD TER
City	UNION
State	NJ
Zip	07083-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ERNST CITY PARK SEC 02
Legal Block	5502
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	32702

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1741 EDWARD TER, UNION, NJ 07083-5105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC
May 13, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 13, 2022	Correction Deed CLOSING USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2010 · Amount on Record
Deed Sale	May 6, 2010 · Amount on Record
Prior Sale	Sep 14, 2009 · Amount on Record
Deed Document Number	2010214617
Deed Book / Page	5814 / 382
Last Transfer Date	Apr 30, 2022
Transfer Doc	0064642040
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	May 12, 2026
Property Address	1741 EDWARD TER, UNION, NJ 07083-5105
Document Number	0000092402
Book / Page	15800 / 2177
Instrument Date	Apr 28, 2026
Instrument	202692402
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1741 EDWARD TER, UNION, NJ 07083-5105

Mortgage

Document Number	0000092402,
Date	May 12, 2026
Book Page	15800/2177
Instrument	202692402

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1741 EDWARD TER, UNION, NJ 07083-5105
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152172419
Date	May 13, 2022
Book Page	15217/2419
Instrument	37237

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	1.75%
Max Rate At Change	2.99%
Index	1-Year CMT
Max Rate	5%

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NJ
Recording Date	May 13, 2022
Property Address	1741 EDWARD TER, UNION, NJ 07083-5105
Document Number	0064642040
Book / Page	6464 / 2040
Instrument Date	Apr 30, 2022
Instrument	18058
Record Updated	May 31, 2022
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1741 EDWARD TER, 1741, UNION, NJ 07083-5105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1741 EDWARD TER, UNION, NJ 07083-5105

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,800 (-) Land $15,100 Building $32,700	$47,800 (-) Land $15,100 Building $32,700
2025	$11,148.00 (+4.34%)	$47,800 (-) Land $15,100 Building $32,700	$47,800 (-) Land $15,100 Building $32,700
2024	$10,684.00 (+6.87%)
2023		$47,800 Land $15,100 Building $32,700	$47,800 Land $15,100 Building $32,700
2022	$9,997.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2021–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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