Orange County property record for 1741 E Bay St, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,245 sqft · built 2021 |
| Lot Size | 0.155 acres (6,748 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Oct 2021) |
| Tax Bill | $3,170 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-22-27-5252-05-220 |
| Primary APN | 24-22-27-5252-05-220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,245 sqft Living Area |
| Gross Area | 1,763 sqft |
| 1st Floor Area | 1,245 sqft |
| Flooring | Wood |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,748 sqft (0.155 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1741 E BAY ST |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | JOE LOUIS PARK FIRST ADDITION R/51 LOT 22 BLK E |
| Legal Subdivision | JOE LOUIS PARK 1ST ADD |
| Legal Tract | 5252 |
| Legal Block | E |
| Legal Lot Number | 22 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 17402 |
Source: Orange County records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1741 E BAY ST, WINTER GARDEN, FL 34787-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE |
| Feb 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 5, 2021 | Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Nov 13, 2020 | Warranty Deed, Transfer FLORIDA TITLE PROS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on Record |
| Deed Sale | Oct 5, 2021 · Amount on Record |
| Prior Sale | Nov 13, 2020 · Amount on Record |
| Deed Document Number | 2021604489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 29, 2026 |
| Property Address | 1741 E BAY ST, WINTER GARDEN, FL 34787-3735 |
| Document Number | 0000360484 |
| Instrument Date | May 24, 2026 |
| Instrument | 2026360484 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1741 E BAY ST, WINTER GARDEN, FL 34787-3735 |
| Document Number | 0000360484, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 2026360484 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Oct 1, 2051 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1741 E BAY ST, WINTER GARDEN, FL 34787-3735 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1741 E BAY ST, WINTER GARDEN, FL 34787-3735 |
| Document Number | 0000057251 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 20230057251 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 5, 2021 |
| Property Address | 1741 E BAY ST, WINTER GARDEN, FL 34787-3735 |
| Document Number | 0000604489 |
| Map Reference | MB R PG 51 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 20210604489 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | FLORIDA TITLE PROS, FLORIDA TITLEPROS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 358 STORY RDB, OCOEE, FL 34761 |
| Name | Verified Name |
|---|---|
| Address | 1741 E BAY ST, WINTER GARDEN, FL 34787-3735 |
| Document Number | 0000604490 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 20210604490 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 13, 2020 |
| Property Address | 1741 E BAY ST, WINTER GARDEN, FL 34787-3735 |
| Document Number | 0000596621 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 596621 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | FLORIDA TITLE PROS |
| Amount | Amount Recorded |
|---|---|
| Tax | $266.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 358 STORY READ #B OCOEE FL 34761, B, OCOEE, FL 34761 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,464 (+2.7%) | $255,750 (-0.76%) Land $25,000 Building $230,750 | |
| 2025 | $3,170.00 (+5.35%) Homeowner's exemption | $235,116 (+5.99%) | $257,698 (+13.87%) Land $23,618 Building $234,080 |
| 2024 | $3,009.00 (+3.97%) | ||
| 2023 | $2,894.00 (+3.28%) Homeowner's exemption | $221,835 (+3%) | $226,306 (+5.08%) Land $20,245 Building $206,061 |
| 2022 | $2,802.00 Homeowner's exemption | $215,374 Land $20,245 Building $195,129 | $215,374 Land $20,245 Building $195,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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