Nevada County property record for 17409 Champagne Ln, Grass Valley, CA 95949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,562 sqft · built 2007 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $739,000 (Feb 2021) |
| Tax Bill | $8,574 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-141-051-000 |
| Primary APN | 002-141-051-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,562 sqft Living Area |
| 1st Floor Area | 2,562 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Traditional |
| Lot Area | 217,800 sqft |
| Terrain | Rolling |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 2,562 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Old Parcel Number | 02-141-51-000 |
|---|---|
| Street Address | 17409 CHAMPAGNE LN |
| City | GRASS VALLEY |
| State | CA |
| Zip | 95949-8000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-5 |
| Legal Description | PCL 3 PM 15/96 |
| Legal Subdivision | PARCEL MAP FOR J OWENS |
| Legal Lot Number | 3 |
| Jurisdiction | NEVADA CA |
| Township / Civil Division | GRASS VALLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 200 |
Source: Nevada County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17409 CHAMPAGNE LN, GRASS VALLEY, CA 95949-8000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2021 | Grant Deed, Transfer · Conventional Mortgage AXOS BANK |
| Nov 3, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Feb 11, 2019 | Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on Record |
| Deed Sale | Feb 9, 2021 · Amount on Record |
| Prior Sale | Dec 2, 2014 · Amount on Record |
| Deed Document Number | 20214453 |
| Prior Transfer Date | Nov 14, 2014 |
| Prior Transfer Doc | 0000023642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEVADA CA |
| Recording Date | Feb 9, 2021 |
| Property Address | 17409 CHAMPAGNE LN, GRASS VALLEY, CA 95949-8000 |
| Document Number | 0000004453 |
| Map Reference | MB 15 PG 96 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 20210004453 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 66987, SANTA CRUZ, CA 95067-6987 |
| Document Number | 0000004454 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 20210004454 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEVADA CA |
| Property Address | 17409 CHAMPAGNE LN, GRASS VALLEY, CA 95949-8000 |
| Document Number | 0000030795 |
| Instrument Date | Nov 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 1386 GRASS VALLEY CA 959451386, GRASS VALLEY, CA 95945-1386 |
| Document Number | 0000030795 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 30795 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 11, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEVADA CA |
| Recording Date | Feb 11, 2019 |
| Property Address | 17409 CHAMPAGNE LN, GRASS VALLEY, CA 95949-8000 |
| Document Number | 0000002641 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 2641 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $453.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | PO BOX 1386 CEDAR RIDGE CA 959241386, CEDAR RIDGE, CA 95924-1386 |
| Document Number | 2642 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2642 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2049 |
Source: Nevada County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Nevada County |
| Elementary School District | Clear Creek Elementary School District (KG - 08) |
| Secondary School District | Nevada Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $815,913 (+2%) Land $209,774 Building $606,139 | ||
| 2025 | $8,574.00 (+4.23%) Homeowner's exemption | $799,915 (+4.04%) Land $205,661 Building $594,254 | |
| 2023 | $8,226.00 (+2.11%) Homeowner's exemption | $768,855 Land $197,676 Building $571,179 | $755,010 |
| 2022 | $8,056.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| SmarterBroadband Fixed Wireless | 100 / 25 |
May also be available: DigitalPath, T-Mobile.
4G LTE (outdoors only), no 5G reported
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