17409 Champagne Ln, Grass Valley, CA 95949 Property Records

Nevada County property record for 17409 Champagne Ln, Grass Valley, CA 95949

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,562 sqft · built 2007
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$739,000 (Feb 2021)
Tax Bill$8,574 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN002-141-051-000

Property Details

APN / Parcel Number

Primary APN002-141-051-000
Alternative APN
  • 02-141-51-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,562 sqft Living Area
1st Floor Area2,562 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTraditional
Lot Area217,800 sqft
TerrainRolling
View / LotAverage
Garage TypeAttached
Garage Area612 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area2,562 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceWell

Location & Zoning

Old Parcel Number02-141-51-000
Street Address17409 CHAMPAGNE LN
CityGRASS VALLEY
StateCA
Zip95949-8000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-5
Legal DescriptionPCL 3 PM 15/96
Legal SubdivisionPARCEL MAP FOR J OWENS
Legal Lot Number3
JurisdictionNEVADA CA
Township / Civil DivisionGRASS VALLEY
Census Block Group2
Census Block2002
Census Tract200

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17409 CHAMPAGNE LN, GRASS VALLEY, CA 95949-8000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Grant Deed, Transfer · Conventional Mortgage
AXOS BANK
Nov 3, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Feb 11, 2019Grant Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2021 · Amount on Record
Deed SaleFeb 9, 2021 · Amount on Record
Prior SaleDec 2, 2014 · Amount on Record
Deed Document Number20214453
Prior Transfer DateNov 14, 2014
Prior Transfer Doc0000023642
Record UpdatedOct 29, 2026

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEVADA CA
Recording DateFeb 9, 2021
Property Address17409 CHAMPAGNE LN, GRASS VALLEY, CA 95949-8000
Document Number0000004453
Map ReferenceMB 15 PG 96
Instrument DateJan 13, 2021
Instrument20210004453
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 66987, SANTA CRUZ, CA 95067-6987

Mortgage

Document Number0000004454
DateFeb 9, 2021
Instrument20210004454
Lender
NameAXOS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEVADA CA
Property Address17409 CHAMPAGNE LN, GRASS VALLEY, CA 95949-8000
Document Number0000030795
Instrument DateNov 3, 2020
Transaction TypeMortgage
Record UpdatedNov 26, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 1386 GRASS VALLEY CA 959451386, GRASS VALLEY, CA 95945-1386

Mortgage

Document Number0000030795
DateNov 12, 2020
Instrument30795
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueNov 11, 2045

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEVADA CA
Recording DateFeb 11, 2019
Property Address17409 CHAMPAGNE LN, GRASS VALLEY, CA 95949-8000
Document Number0000002641
Instrument DateFeb 11, 2019
Instrument2641
Transaction TypeTransfer
Record UpdatedMar 6, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$453.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
AddressPO BOX 1386 CEDAR RIDGE CA 959241386, CEDAR RIDGE, CA 95924-1386

Mortgage

Document Number2642
DateFeb 11, 2019
Instrument2642
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 10, 2049

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNevada County
Elementary School DistrictClear Creek Elementary School District (KG - 08)
Secondary School DistrictNevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$815,913 (+2%) Land $209,774 Building $606,139
2025$8,574.00 (+4.23%) Homeowner's exemption$799,915 (+4.04%) Land $205,661 Building $594,254
2023$8,226.00 (+2.11%) Homeowner's exemption$768,855 Land $197,676 Building $571,179$755,010
2022$8,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 75% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
SmarterBroadband
Fixed Wireless
100 / 25

May also be available: DigitalPath, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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