17408 Saddle Crk, New Caney, TX 77357 Property Records

Montgomery County property record for 17408 Saddle Crk, New Caney, TX 77357

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,283 sqft · built 2005
Lot Size	2 acres (87,512 sqft)
Owner	Individual Name on File
Tax Bill	$7,681 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7428-02-09500`

Property Details

APN / Parcel Number

Primary APN	`7428-02-09500`
Alternative APN	`R268544`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,283 sqft Living Area
Gross Area	2,745 sqft
1st Floor Area	2,283 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	87,512 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	10 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	306 sqft
Patio Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	17408 SADDLE CRK
City	NEW CANEY
State	TX
Zip	77357-4760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHCREST RANCH 02, BLOCK 2, LOT 66
Legal Subdivision	NORTHCREST RANCH 02
Legal Block	2
Legal Lot Number	66
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	3
Census Block	3000
Census Tract	692702

Owner

17408 Saddle Crk is owned and occupied by an individual who acquired it in September 2022.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	17408 SADDLE CRK, NEW CANEY, TX 77357-4760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CO
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Sep 20, 2022	Warranty Deed, Transfer CHICAGO TITLE-CONROE, CHICAGO TITLE CONROE
Aug 2, 2017	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022
Deed Sale	Sep 20, 2022
Prior Sale	Aug 2, 2017 · Amount on File
Deed Document Number	2022116259
Prior Transfer Date	Aug 1, 2017
Prior Transfer Doc	0000068826
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	17408 SADDLE CRK, NEW CANEY, TX 77357-4760
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031546
Date	Apr 1, 2020
Instrument	2020031546

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	17408 SADDLE CRK, NEW CANEY, TX 77357-4760
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078120
Date	Jun 21, 2022
Instrument	2022078120

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	FULSHEAR, TX 77441

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 20, 2022
Property Address	17408 SADDLE CRK, NEW CANEY, TX 77357-4760
Document Number	0000116259
Map Reference	CAB L SH 83
Instrument Date	Sep 16, 2022
Instrument	2022116259
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	CHICAGO TITLE-CONROE, CHICAGO TITLE CONROE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17408 SADDLE CRK, NEW CANEY, TX 77357-4760

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 2, 2017
Property Address	17408 SADDLE CRK, NEW CANEY, TX 77357-4760
Document Number	0000068826
Map Reference	CAB L SH83
Instrument Date	Aug 1, 2017
Instrument	2017068826
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17408 SADDLE CRK, NEW CANEY, TX 77357-4760

Mortgage

Document Number	0000068827
Date	Aug 2, 2017
Instrument	2017068827

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 17408 Saddle Crk was $7,681 with a homeowner's exemption, down 10.1% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Splendora Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,976 (+0.04%) Land $160,315 Building $366,661	$526,976 (+0.04%) Land $160,315 Building $366,661
2025	$7,681.00 (-10.13%) Homeowner's exemption	$526,788 (-3.56%) Land $152,158 Building $374,630	$526,788 (-3.56%) Land $152,158 Building $374,630
2024	$8,547.00 (-10.34%)	$546,227 (+4.78%) Land $152,158 Building $394,069	$546,227 (+4.78%) Land $152,158 Building $394,069
2023	$9,533.00 Homeowner's exemption	$521,290 Land $152,160 Building $369,130	$521,290 Land $152,160 Building $369,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17408 Saddle Crk in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Nearby Flood Policies	86 in force
Nearby Flood Claims	13 (2016–2024)
Claims Outside the SFHA	6 of 13
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Tropical Storm Imelda, Sep 2019 · 9 claims Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17408 Saddle Crk is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHCREST RANCH WATER SYSTEM private · serves 1,404 people · EPA ID TX1700623
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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