17408 177th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 17408 177th Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,408 sqft · built 1980
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Aug 2017)
Tax Bill	$837 (2024)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-04S-12E-10628-000000`

Property Details

APN / Parcel Number

Primary APN	`15-04S-12E-10628-000000`
Alternative APN	`10628000000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Stone
Lot Area	174,240 sqft (4 acres)
Porch	Finished/Screened Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	10628000000
Street Address	17408 177TH RD
City	LIVE OAK
State	FL
Zip	32060-6429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 4.00 ACRES N1/2 OF NW1/4 OF SW1/4 OF SW1/4 LESS THE S 150.00 FT OF THE W 300 FT THEREOF ORB 1999 P 321-22 WD YR 2018
Legal Range	12E
Legal Township	04S
Legal Section	15
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1051
Census Tract	970301

Owner

17408 177th Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17408 177TH RD, LIVE OAK, FL 32060-6429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Prior Sale	May 1, 2007 · Amount on File
Deed Document Number	2017195051
Deed Book / Page	1999 / 0321
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Aug 1, 2017
Property Address	17408 177TH RD, LIVE OAK, FL 32060-6429
Document Number	0000195051
Book / Page	001999 / 000321
Instrument Date	Jul 31, 2017
Instrument	195051
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17076 177TH RD LIVE OAK FL 320606428, LIVE OAK, FL 32060-6428

Mortgage

Document Number	195052
Date	Aug 1, 2017
Book Page	001999/000323
Instrument	195052

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,523	$129,594 Land $34,700 Building $94,894
2024	$837.00 (+0.84%)
2023	$830.00 (+1.97%) Homeowner's exemption	$69,370 (+3%)	$118,599 (+32.1%) Land $30,600 Building $87,999
2022	$814.00 Homeowner's exemption	$67,350	$89,782 Land $26,000 Building $63,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17408 177th Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	10 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17408 177th Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream Fiber	2,000 / 2,000